Sabre Financial Services Ltd

Reference number: 973775

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sabre Financial Services Ltd (FRN 973775) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Sabre Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sabre Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07792 260572

  • Address

    4 Beech Tree Close, Radyr, Cardiff, Caerdydd, CF15 8RZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07792 260572 is
  • Who else gives the postcode CF15 8RZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sabre Financial Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 August 2018 (8 years old)
Registered office
4 Beech Tree Close, Radyr, Cardiff, CF15 8RZ, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Emily Jane Cull Director Nov 1980 7 Aug 2018 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 August 2025Micro-entity accountsNot audited

Total equity

£24.3k

−21% from £30.7k

Employees (average)

1

Same as 1

Owed within a year

£4,292

−24% from £5,664

The accounts for the year to 30 August 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £25.1k, for the year to 31 August 2019.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11502772. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sabre Financial Services’s history from the FCA register and Companies House, newest first.

2023

29 June 2023

  • Changed its registered name from "Sabre Financial Services Limited"

FCA register

2022

7 April 2022

  • Became an appointed representative

FCA register

2018

7 August 2018

  • Incorporated at Companies House
  • Emily Jane Cull took control (75–100% of shares)
  • Emily Jane Cull appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Sabre Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sabre Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Sabre Financial Services Ltd FCA authorised?
Sabre Financial Services Ltd (FRN 973775) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sabre Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sabre Financial Services Ltd (FRN 973775) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Sabre Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sabre Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sabre Financial Services’ phone number?
The FCA register lists the phone number 07792 260572 for Sabre Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Sabre Financial Services a scam or clone?
Sabre Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sabre Financial Services?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Sabre Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sabre Financial Services?
Companies House lists one person with significant control of Sabre Financial Services: Mrs Emily Jane Cull (75–100% of shares).
Who runs Sabre Financial Services?
Companies House lists one director of Sabre Financial Services: Emily Jane Cull.
How long has Sabre Financial Services been in business?
The company was formed on 7 August 2018.
What do Sabre Financial Services’ latest accounts show?
Its latest accounts, to 30 August 2025, show total equity of £24.3k (−21% from £30.7k).
Does Sabre Financial Services use any other names?
It has previously used the name Sabre Financial Services Limited.

Sources and links

The full report on Sabre Financial Services Ltd

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