Saddlers Financial Services Limited

Reference number: 968463

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Saddlers Financial Services Limited (FRN 968463) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Saddlers Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Saddlers Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0118 956 7445

  • Address

    11-12 Market Place, Reading, Reading, RG1 2EG, United Kingdom

In the full report: 2 background checks

  • What kind of line 0118 956 7445 is
  • Who else gives the postcode RG1 2EG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Saddlers Financial Services’s history from the FCA register and Companies House, newest first.

2024

27 March 2024

  • Stopped trading as "Mortgage Advice Bureau"

FCA register

2022

24 January 2022

  • Became an appointed representative
  • Began trading as "Mortgage Advice Bureau"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Saddlers Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Reading

Alice HaleReadingAppointed representativeAmir KharkowaReadingAppointed representativeAssist Mortgages LtdReadingAppointed representativeChristopher Alan PownallReadingAppointed representativeDCW Mortgage & Financial Solutions LimitedReadingAppointed representativeDolphin Mortgage Advice LtdReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Saddlers Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Saddlers Financial Services Limited FCA authorised?
Saddlers Financial Services Limited (FRN 968463) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Saddlers Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Saddlers Financial Services Limited (FRN 968463) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Saddlers Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Saddlers Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Saddlers Financial Services’ phone number?
The FCA register lists the phone number 0118 956 7445 for Saddlers Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Saddlers Financial Services a scam or clone?
Saddlers Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Saddlers Financial Services?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Saddlers Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Saddlers Financial Services use any other names?
It trades as Mortgage Advice Bureau.

Sources and links

The full report on Saddlers Financial Services Limited

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