Saltouns Limited

Reference number: 570104

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Howden UK Brokers Limited Reference number: 307663 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Saltouns Limited (FRN 570104) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Saltouns's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Saltouns, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When saltouns.com first appeared online, and whether it can receive email
  • What kind of line 0131 226 7733 is, and the other firm that gives it
  • Who else gives the postcode EH2 4NA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Saltouns Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC229816
Company status
Active
Company type
Private limited company
Incorporated
2 April 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name Role Born Appointed Other companies
William John Herries Walters Director Jul 1964 7 May 2008 6 other companies
Caroline Robertson Director Aug 1977 1 Jun 2010 3 other companies
Christopher Mcbain Director Jun 1986 1 Mar 2023 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£51.4k

<1% from £51.0k

Employees (average)

2

Same as 2

Owed within a year

£252k

+15% from £219k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC229816. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Saltouns’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2024

7 November 2024

  • Changed its registered name from "Saltouns Ltd"

FCA register

2021

14 July 2021

  • The Flat Company Limited became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • William John Herries Walters became a part-owner (25–50% of shares)

Companies House

2011

30 November 2011

  • Became an appointed representative

FCA register

2008

7 May 2008

  • Board replaced: its only director left and 2 new directors took over

Companies House

2002

2 April 2002

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Saltouns

Other FCA-listed firms that share a director, phone number or address with Saltouns. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Saltouns

Other firms of the same type (insurance broker), nearest first.

In Edinburgh

Skyscanner LtdEdinburghAppointed representativeArnold Clark Insurance Services LimitedEdinburghAppointed representativeDun Eideann Property LimitedEdinburghAppointed representativeAdvantage Home Finance LtdEdinburghAppointed representativeCharles White LtdEdinburghAppointed representativeCommercial Risk Services LtdEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Saltouns

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Saltouns Limited FCA authorised?
Saltouns Limited (FRN 570104) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Saltouns?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Saltouns Limited (FRN 570104) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Saltouns's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Saltouns, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Saltouns’ phone number and website?
The FCA register lists the phone number 0131 226 7733 and the website saltouns.com for Saltouns. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Saltouns a scam or clone?
Saltouns is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Saltouns?
Protection works through Howden UK Brokers Limited, the principal firm responsible for Saltouns's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Saltouns?
Companies House lists 2 people with significant control of Saltouns: The Flat Company Limited (25–50% of shares) and Mr William John Herries Walters (25–50% of shares).
Who runs Saltouns?
Companies House lists 3 directors of Saltouns: William John Herries Walters, Caroline Robertson and Christopher McBain.
How long has Saltouns been in business?
The company was formed on 2 April 2002.
What do Saltouns’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £51.4k (<1% from £51.0k).
Does Saltouns use any other names?
It has previously used the name Saltouns Ltd.

Sources and links

The full report on Saltouns Limited

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