Sayers Financial Services Ltd
Reference number: 625119
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 December 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
WIS Contractor Mortgages Ltd Reference number: 824411 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Sayers Financial Services Ltd (FRN 625119) is an AR of WIS Contractor Mortgages Ltd (FRN 824411). When you use Sayers Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Sayers Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3rd Floor, 86-90 Paul Street, London, Hackney, EC2A 4NE, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When sayersfs.com first appeared online, and whether it can receive email
- What kind of line 07833 498658 is
- Whether EC2A 4NE is a shared office: 82 other firms give it
Other names (2)
If you were contacted under any of these names, it is this firm.
- ARX Finance Trading name: A name it trades under now.
- Mortgage Peaks Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through WIS Contractor Mortgages Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09049769 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 May 2014 (12 years old)
- Registered office
- 66 Paul Street Paul Street, London, EC2A 4NA, England
- Nature of business
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- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Laura Sayers | Director | Dec 1979 | 21 May 2014 | None |
| David Charles Walker | Director | Jun 1981 | 12 Feb 2020 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Net assets
£7,793
+233% from £2,337
Employees (average)
2
No earlier figure to compare
Owed within a year
£17.9k
+9.8% from £16.3k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09049769. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Sayers Financial Services’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Laura Sayers took control (75–100% of shares)
Companies House
2014
6 June 2014
- Became an appointed representative
FCA register
21 May 2014
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (3 shown here)
- Every director appointment and resignation: 6
Firms like Sayers Financial Services
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sayers Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 12 events in its history
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Frequently asked questions about this firm
Is Sayers Financial Services Ltd FCA authorised?
What does appointed representative mean for Sayers Financial Services?
What is Sayers Financial Services’ phone number and website?
Is Sayers Financial Services a scam or clone?
Is my money safe with Sayers Financial Services?
Who owns Sayers Financial Services?
Who runs Sayers Financial Services?
How long has Sayers Financial Services been in business?
What do Sayers Financial Services’ latest accounts show?
Does Sayers Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk