Scottish Council for Voluntary Organisations

Reference number: 422519

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

KEEGAN AND PENNYKID(INSURANCE BROKERS)LIMITED Reference number: 231032 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Scottish Council for Voluntary Organisations (FRN 422519) introduces customers to KEEGAN AND PENNYKID(INSURANCE BROKERS)LIMITED (FRN 231032). Any regulated advice or arranging is done by the principal, not Scottish Council for Voluntary Organisations.
  • Example: if Scottish Council for Voluntary Organisations refers you to a financial adviser, the advice should come from the principal firm, not from Scottish Council for Voluntary Organisations itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0800 169 0022

  • Address

    Caledonian Exchange, 19A Canning Street, Edinburgh, EH3 8EG, United Kingdom

In the full report: 2 background checks

  • What kind of line 0800 169 0022 is
  • Who else gives the postcode EH3 8EG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Keegan and Pennykid (Insurance Brokers)limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
CS000411
Company type
Scottish charitable incorporated organisation

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Edinburgh

Skyscanner LtdEdinburghAppointed representativeArnold Clark Insurance Services LimitedEdinburghAppointed representativeDun Eideann Property LimitedEdinburghAppointed representativeAdvantage Home Finance LtdEdinburghAppointed representativeCharles White LtdEdinburghAppointed representativeCommercial Risk Services LtdEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Scottish Council for Voluntary Organisations FCA authorised?
Scottish Council for Voluntary Organisations (FRN 422519) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Scottish Council for Voluntary Organisations?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Scottish Council for Voluntary Organisations (FRN 422519) introduces customers to KEEGAN AND PENNYKID(INSURANCE BROKERS)LIMITED (FRN 231032). Any regulated advice or arranging is done by the principal, not Scottish Council for Voluntary Organisations. Example: if Scottish Council for Voluntary Organisations refers you to a financial adviser, the advice should come from the principal firm, not from Scottish Council for Voluntary Organisations itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Scottish Council for Voluntary Organisations’ phone number?
The FCA register lists the phone number 0800 169 0022 for Scottish Council for Voluntary Organisations. If you were given different contact details, use these to check with the firm before going any further.
Is Scottish Council for Voluntary Organisations a scam or clone?
Scottish Council for Voluntary Organisations is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Scottish Council for Voluntary Organisations?
Protection works through Keegan and Pennykid (Insurance Brokers)limited, the principal firm responsible for Scottish Council for Voluntary Organisations's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Scottish Council for Voluntary Organisations

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