Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- Accounts filed up to 31 December 2024
- On its latest accounts it owed £6,192 more than it owned
Responsible principal firm
Lomond Financial Management Group Ltd Reference number: 488153 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Semple Buchan Financial Management Ltd (FRN 809467) is an AR of Lomond Financial Management Group Ltd (FRN 488153). When you use Semple Buchan Financial Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Semple Buchan Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
11 Ashley Street, Glasgow, Lanarkshire, G3 6DR, United Kingdom
In the full report: 2 background checks
- What kind of line 0141 332 3344 is
- Who else gives the postcode G3 6DR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Lomond Financial Management Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC253896 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 August 2003 (23 years old)
- Registered office
- 29 Brandon Street, Hamilton, South Lanarkshire, ML3 6DA, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Derek James Fish | Director | Jan 1976 | 20 Jan 2021 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- are FCA-registered
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£6,192
Down £2,406 from −£3,786
Cash at bank
£1,064
Up £469 from £595
Employees (average)
1
Same as 1
Owed within a year
£8,320
+63% from £5,103
Net assets are negative: on its last balance sheet the company owed £6,192 more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC253896. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Semple Buchan Financial Management’s history from the FCA register and Companies House, newest first.
2021
20 January 2021
- Alexander Campbell Buchan gave up control
- Lomond Wealth Management Limited took control (75–100% of shares)
Companies House
2018
18 May 2018
- Became an appointed representative
FCA register
2016
6 April 2016
- Alexander Campbell Buchan took control (75–100% of shares)
Companies House
2003
7 August 2003
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms connected to Semple Buchan Financial Management
Other FCA-listed firms that share a director, phone number or address with Semple Buchan Financial Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like Semple Buchan Financial Management
Other firms of the same type (insurance broker), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Semple Buchan Financial Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 8 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk