Sencillo Finance Ltd
Reference number: 1046455
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 December 2025
- Confirmation statement is overdue at Companies House
- 1 thing worth a closer look in the background checks
Responsible principal firm
CREATIVE FINANCE LIMITED Reference number: 702435 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- SENCILLO FINANCE LTD (FRN 1046455) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use SENCILLO FINANCE's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from SENCILLO FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Made Simple Group, 20-22 Wenlock Road, London, Hackney, N1 7GU, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When sencillo.finance first appeared online, and whether it can receive email
- What kind of line 07730 578709 is
- Whether N1 7GU is a shared office: 86 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Creative Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 15992336 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 October 2024 (2 years old)
- Registered office
- 20 Wenlock Road, London, N1 7GU, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adam Patrick Amos | Director | May 1985 | 2 Oct 2024 | 2 other companies |
| Matthew Dennis Powell | Director | May 1983 | 3 Jul 2025 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- still active
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£326k
No earlier figure to compare
Cash at bank
£292k
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Owed within a year
£34.6k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15992336. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Sencillo Finance’s history from the FCA register and Companies House, newest first.
2025
23 December 2025
- Became an appointed representative
FCA register
3 July 2025
- Matthew Dennis Powell appointed as a director
Companies House
2024
2 October 2024
- Incorporated at Companies House
- Adam Patrick Amos took control (75–100% of shares)
- Adam Patrick Amos appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Sencillo Finance
Other firms of the same type (credit broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sencillo Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 5 events in its history
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Frequently asked questions about this firm
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Who owns Sencillo Finance?
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How long has Sencillo Finance been in business?
What do Sencillo Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk