Sequence X Ltd

Reference number: 955417

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Click Loans Ltd Reference number: 796023 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Sequence X Ltd (FRN 955417) introduces customers to Click Loans Ltd (FRN 796023). Any regulated advice or arranging is done by the principal, not Sequence X.
  • Example: if Sequence X refers you to a financial adviser, the advice should come from the principal firm, not from Sequence X itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sequenceai.co.uk first appeared online, and whether it can receive email
  • What kind of line 07976 970484 is
  • Who else gives the postcode S60 2LT
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Homeowner.loans Trading name
  • preapproved.co.uk Trading name
  • Pearl & Linen Ltd Former name
  • DebtConsolidationLoansUK.com Former trading name
  • easybridgingloans.com Former trading name
  • Squidy.co.uk Former trading name
  • Weeleo.com Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Click Loans Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11400919
Company status
Active
Company type
Private limited company
Incorporated
6 June 2018 (8 years old)
Registered office
11 The Crofts, Rotherham, S60 2DJ, England
Nature of business
  • specialised design activities (SIC 74100)

Directors and company secretaries

Name Role Born Appointed Other companies
Fiona Claire Earl Director Feb 1978 6 Jun 2018 2 other companies
Richard Duncan Earl Director Nov 1981 17 Feb 2022 20 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
13
went insolvent
1

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£107k

−9.8% from £119k

Employees (average)

3

−25% from 4

Owed within a year

£60.6k

+14% from £53.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11400919. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sequence X’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2024

2 May 2024

  • Richard Duncan Earl became a part-owner (25–50% of shares)

Companies House

2023

1 March 2023

  • Changed its registered name from "Pearl & Linen Ltd"

FCA register

2021

23 July 2021

  • Became an introducer appointed representative

FCA register

2018

6 June 2018

  • Incorporated at Companies House
  • Fiona Claire Earl became a part-owner (25–50% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Sequence X

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rotherham

Aaron HaycockRotherhamAppointed representativeABC Mortgage SolutionsRotherhamAppointed representativeAbode Mortgage Services LimitedRotherhamAppointed representativeAccess Money (Group) LimitedRotherhamAppointed representativeAdam SheldonRotherhamAppointed representativeFace to Face Mortgage Solutions LtdRotherhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sequence X

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Sequence X Ltd FCA authorised?
Sequence X Ltd (FRN 955417) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Sequence X?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Sequence X Ltd (FRN 955417) introduces customers to Click Loans Ltd (FRN 796023). Any regulated advice or arranging is done by the principal, not Sequence X. Example: if Sequence X refers you to a financial adviser, the advice should come from the principal firm, not from Sequence X itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sequence X’s phone number and website?
The FCA register lists the phone number 07976 970484 and the website sequenceai.co.uk for Sequence X. If you were given different contact details, use these to check with the firm before going any further.
Is Sequence X a scam or clone?
Sequence X is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sequence X?
Protection works through Click Loans Ltd, the principal firm responsible for Sequence X's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sequence X?
Companies House lists 2 people with significant control of Sequence X: Mr Richard Duncan Earl (25–50% of shares) and Mrs Fiona Claire Earl (25–50% of shares).
Who runs Sequence X?
Companies House lists 2 directors of Sequence X: Fiona Claire Earl and Richard Duncan Earl.
How long has Sequence X been in business?
The company was formed on 6 June 2018.
What do Sequence X’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £107k (−9.8% from £119k).
Does Sequence X use any other names?
It trades as Homeowner.loans and preapproved.co.uk. It has previously used 5 other names, including Pearl & Linen Ltd, DebtConsolidationLoansUK.com and easybridgingloans.com.

Sources and links

The full report on Sequence X Ltd

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