Severn Trent Water Ltd

Reference number: 407251

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Severn Trent Water Ltd (FRN 407251) is an AR of Severn Trent Retail and Utility Services Limited (FRN 310729). When you use Severn Trent Water's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Severn Trent Water, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stwater.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 971 3550 is, and the 3 other firms that give it
  • Who else gives the postcode CV1 2LZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Severn Trent Retail and Utility Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SEVERN TRENT WATER LIMITED
Company status
Active
Company type
Private limited company
Incorporated
1 April 1989 (37 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Water collection, treatment and supply (SIC 36000)

Directors and company secretaries

Name Role Born Appointed Other companies
Christine Mary Hodgson Director Nov 1964 1 Jan 2020 26 other companies
Sharmila Nebhrajani Director Mar 1966 1 May 2020 9 other companies
Thomas Auguste Read Delay Director Apr 1959 1 Jan 2022 13 other companies
Sarah Catherine Legg Director Sep 1967 1 Nov 2022 7 other companies
Helen Marie Miles Director Jan 1971 1 Apr 2023 23 other companies
Richard Mark Taylor Director Jul 1965 1 Apr 2024 3 other companies
Anthony Nicholas Seymour Hampton Director Apr 1967 4 Apr 2025 19 other companies
James John Jesic Director Sep 1978 1 Jan 2026 24 other companies
Kiet Tuan Huynh Director Jan 1979 1 Oct 2026 12 other companies
Jane Elizabeth Toogood Director Mar 1965 1 Oct 2026 1 other company
Didar Singh Dhillon Secretary Not published 14 Aug 2025 –

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
109
closed down
17
went insolvent
1

In the full report: all 109 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 6 on the FCA register
  • The 17 companies these 10 directors run together
  • All 66 people who have ever been directors, with their dates
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Key dates in its history

Severn Trent Water’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Severn Trent Draycote Limited took control (75–100% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1989

1 April 1989

  • Incorporated at Companies House

Companies House

In the full report: all 116 events

  • All 116 events in its history (3 shown here)
  • Every director appointment and resignation: 113
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Firms connected to Severn Trent Water

Other FCA-listed firms that share a director, phone number or address with Severn Trent Water. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its phone number
3

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same phone number (3)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Severn Trent Water

Other firms of the same type (insurance broker), nearest first.

In Coventry

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Severn Trent Water

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 109 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 116 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Severn Trent Water Ltd FCA authorised?
Severn Trent Water Ltd (FRN 407251) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Severn Trent Water?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Severn Trent Water Ltd (FRN 407251) is an AR of Severn Trent Retail and Utility Services Limited (FRN 310729). When you use Severn Trent Water's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Severn Trent Water, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Severn Trent Water’s phone number and website?
The FCA register lists the phone number 0115 971 3550 and the website stwater.co.uk for Severn Trent Water. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Severn Trent Water a scam or clone?
Severn Trent Water is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Severn Trent Water?
Protection works through Severn Trent Retail and Utility Services Limited, the principal firm responsible for Severn Trent Water's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Severn Trent Water?
Severn Trent Water is owned by Severn Trent Draycote Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Severn Trent Water?
Companies House lists 10 directors of Severn Trent Water: Christine Mary Hodgson, Sharmila Nebhrajani, Thomas Auguste Read Delay, Sarah Catherine Legg, Helen Marie Miles, Richard Mark Taylor and 4 more.
How long has Severn Trent Water been in business?
The company was formed on 1 April 1989.

Sources and links

The full report on Severn Trent Water Ltd

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