Simple Commercial Finance (Scotland) Ltd
Reference number: 751267
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 October 2025
Responsible principal firm
Simple Commercial Finance Limited Reference number: 723329 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Simple Commercial Finance (Scotland) Ltd (FRN 751267) is an AR of Simple Commercial Finance Limited (FRN 723329). When you use Simple Commercial Finance (Scotland)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Simple Commercial Finance (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
65A Forthill Road, Broughty Ferry, Dundee, Dundee City, DD5 3DQ, United Kingdom
In the full report: 3 background checks
- When simplecfscotland.com first appeared online, and whether it can receive email
- What kind of line 01964 545965 is, and the 2 other firms that give it
- Who else gives the postcode DD5 3DQ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Simple Commercial Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- SIMPLE COMMERCIAL FINANCE (SCOTLAND) LIMITED
- Company number
- SC530536 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 March 2016 (10 years old)
- Registered office
- 65a Forthill Road, Broughty Ferry, Dundee, DD5 3DQ, Scotland
- Nature of business
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- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew William Pritchard | Director | Dec 1968 | 23 Mar 2016 | 12 other companies |
| Jacqueline Ann Fullerton | Director | May 1971 | 16 Jan 2024 | 2 other companies |
| Andrew William Pritchard | Secretary | Not published | 23 Mar 2016 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- closed down
- 8
- are FCA-registered
- 2
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 2 directors run together
Filed accounts and finances
Net assets
£29.1k
−7.1% from £31.3k
Cash at bank
£29.2k
+252% from £8,303
Employees (average)
2
Same as 2
Owed within a year
£148
−93% from £2,008
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC530536. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Simple Commercial Finance (Scotland)’s history from the FCA register and Companies House, newest first.
2025
23 October 2025
- Andrew William Pritchard gave up control
- Simple Commercial Finance Limited took control (75–100% of shares)
Companies House
2024
16 January 2024
- Jacqueline Ann Fullerton appointed as a director
Companies House
2016
29 June 2016
- Became an appointed representative
FCA register
6 April 2016
- Andrew William Pritchard took control (75–100% of shares)
Companies House
23 March 2016
- Incorporated at Companies House
- Andrew William Pritchard appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Simple Commercial Finance (Scotland)
Other FCA-listed firms that share a director, phone number or address with Simple Commercial Finance (Scotland). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its phone number
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same phone number (2), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Simple Commercial Finance (Scotland)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Dundee
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Simple Commercial Finance (Scotland)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk