Simpli Financial Solutions Ltd

Reference number: 726327

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When simplifs.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 022 8270 is
  • Who else gives the postcode SR5 2TJ
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Other names (42)

If you were contacted under any of these names, it is this firm.

  • Abbeygate Mortgage Solutions Trading name
  • Caledonian Financial Solutions Trading name
  • Equity Release Advice Bureau Trading name
  • HME ELITE Trading name
  • Jackson Financial Solutions Trading name
  • Newman Street Financial Services Trading name
  • OHARA FINANCIAL Trading name
  • Quayside Mortgage Group Trading name
  • R A Mortgages Trading name
  • Silvergate Trading name
  • Simpli Financial Solutions-Cumbernauld Trading name
  • Simpli Financial Solutions-Wolverhampton Trading name
  • Simpli North East Trading name
  • Simpli North West Trading name
  • Simpli Watford Trading name
  • Solution21 Trading name
  • The Mortgage Matrix Trading name
  • PIA Financial Planning Ltd Former name
  • Abbeygate Financial Planning Former trading name
  • Abbeygate Mortgage Solutons Former trading name
  • Abbeygate Property Finance Former trading name
  • Cardigan Stag Former trading name
  • CASRAD Former trading name
  • CASRAD Mortgage Services Former trading name
  • Covered With Glitter Former trading name
  • EDGEHILL PROPERTY FINANCE Former trading name
  • Glitter Former trading name
  • Hearthstone Mortgages Former trading name
  • JH Advisory Former trading name
  • Monzur Mortgage and Protection Former trading name
  • My Glitter Former trading name
  • NextGen Finance Former trading name
  • P.I.A. Financial Planning Former trading name
  • R A Mortgage Solutions Former trading name
  • Safehands-Financial Former trading name
  • Silvergate Mortgages Former trading name
  • Simpli Financial Planning Former trading name
  • Simpli Financial Solutions-Wolverhaampton Former trading name
  • Simpli FS Former trading name
  • Veritas Financial Solutions Former trading name
  • Wintons Mortgages Former trading name
  • Zhoosh Health Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home purchase plan
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home purchase plan
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home purchase plan
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09648462
Company status
Active
Company type
Private limited company
Incorporated
19 June 2015 (11 years old)
Registered office
The Business And Innovation Centre Wearfield, Sunderland Enterprise Park, Sunderland, Tyne And Wear, SR5 2TJ, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth Llyr Morgan Director Sep 1984 1 Oct 2026 None
Mark Watts Director Jul 1978 1 Oct 2026 None
Deborah Reynolds Secretary Not published 19 Jun 2015 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Net assets

£133k

+68% from £79.3k

Cash at bank

£185k

+50% from £123k

Employees (average)

4

Same as 4

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09648462. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Simpli Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (9) All events (82)

2026

1 October 2026

  • Board replaced: its only director left and 2 new directors took over
  • Robert Frederick Penman no longer has significant control

Companies House

2017

28 March 2017

  • Changed its registered name from "PIA Financial Planning Ltd"

FCA register

20 March 2017

  • Nicholas Ronald Bennett Hayes no longer has significant control
  • Robert Frederick Penman gained significant control

Companies House

2016

19 June 2016

  • Nicholas Ronald Bennett Hayes gained significant control

Companies House

12 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2015

19 June 2015

  • Incorporated at Companies House

Companies House

In the full report: all 82 events

  • All 82 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms like Simpli Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Sunderland (SR) postcode area

Gary Robert HoweSunderlandAuthorisedJackson Potter LtdSunderlandAuthorisedTaylor Hall Financial ServicesSeahamAuthorisedApproved Mortgage Solutions LimitedSunderlandAppointed representativeEast Shore Mortgages LtdAppointed representativeGeraldine CollinsSunderlandAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simpli Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 82 events in its history

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Frequently asked questions about this firm

Is Simpli Financial Solutions Ltd FCA authorised?
Yes, Simpli Financial Solutions Ltd (FRN 726327) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Simpli Financial Solutions’ phone number and website?
The FCA register lists the phone number 0330 022 8270 and the website simplifs.co.uk for Simpli Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Simpli Financial Solutions a scam or clone?
Simpli Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simpli Financial Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Simpli Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns Simpli Financial Solutions?
Companies House lists no one with significant control of Simpli Financial Solutions now. Before that, it was controlled by Mr Nicholas Ronald Bennett Hayes and Mr Robert Frederick Penman.
Who runs Simpli Financial Solutions?
Companies House lists 2 directors of Simpli Financial Solutions: Gareth Llyr Morgan and Mark Watts.
How long has Simpli Financial Solutions been in business?
The company was formed on 19 June 2015, and has held its current FCA authorisation since May 2016.
What do Simpli Financial Solutions’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £133k (+68% from £79.3k) and cash at bank of £185k (+50% from £123k).
Does Simpli Financial Solutions use any other names?
It trades as Abbeygate Mortgage Solutions, Caledonian Financial Solutions, Equity Release Advice Bureau, HME ELITE and Jackson Financial Solutions, and 12 more names. It has previously used 25 other names, including PIA Financial Planning Ltd, Abbeygate Financial Planning and Abbeygate Mortgage Solutons.

Sources and links

The full report on Simpli Financial Solutions Ltd

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