Solvera Risk Solutions limited

Reference number: 1056025

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Polo Commercial Insurance Services Limited Reference number: 311732 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Solvera Risk Solutions limited (FRN 1056025) is an AR of Polo Commercial Insurance Services Limited (FRN 311732). When you use Solvera Risk Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Solvera Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When solveraunderwriting.com first appeared online, and whether it can receive email
  • What kind of line 07950 203797 is
  • Whether EC1V 2NX is a shared office: 213 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Polo Commercial Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17011375
Company status
Active
Company type
Private limited company
Incorporated
4 February 2026 (less than a year old)
Registered office
124 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark David Gallagher Director Mar 1963 4 Feb 2026 1 other company
Stuart Wilson Middleton Director Mar 1966 4 Feb 2026 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Solvera Risk Solutions’s history from the FCA register and Companies House, newest first.

2026

15 June 2026

  • Became an appointed representative

FCA register

4 February 2026

  • Incorporated at Companies House
  • Solvera Holdings Limited took control (75–100% of shares)
  • Mark David Gallagher appointed as a director
  • Stuart Wilson Middleton appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Solvera Risk Solutions

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Solvera Risk Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is Solvera Risk Solutions limited FCA authorised?
Solvera Risk Solutions limited (FRN 1056025) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Solvera Risk Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Solvera Risk Solutions limited (FRN 1056025) is an AR of Polo Commercial Insurance Services Limited (FRN 311732). When you use Solvera Risk Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Solvera Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Solvera Risk Solutions’ phone number and website?
The FCA register lists the phone number 07950 203797 and the website solveraunderwriting.com for Solvera Risk Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Solvera Risk Solutions a scam or clone?
Solvera Risk Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Solvera Risk Solutions?
Protection works through Polo Commercial Insurance Services Limited, the principal firm responsible for Solvera Risk Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Solvera Risk Solutions?
Solvera Risk Solutions is owned by Solvera Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 4 February 2026.
Who runs Solvera Risk Solutions?
Companies House lists 2 directors of Solvera Risk Solutions: Mark David Gallagher and Stuart Wilson Middleton.
How long has Solvera Risk Solutions been in business?
The company was formed on 4 February 2026.

Sources and links

The full report on Solvera Risk Solutions limited

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