SPF Private Clients (Channel Islands) Limited

Reference number: 1058322

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SPF Private Clients (Channel Islands) Limited (FRN 1058322) is an AR of SPF Private Clients Limited (FRN 189213). When you use SPF Private Clients (Channel Islands)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SPF Private Clients (Channel Islands), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When spf.gg first appeared online, and whether it can receive email
  • What kind of line 020 7330 8568 is
  • Who else gives the postcode GY1 1AP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SPF Private Clients Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like SPF Private Clients (Channel Islands)

Other firms of the same type (financial adviser), nearest first.

In the Guernsey (GY) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SPF Private Clients (Channel Islands)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is SPF Private Clients (Channel Islands) Limited FCA authorised?
SPF Private Clients (Channel Islands) Limited (FRN 1058322) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SPF Private Clients (Channel Islands)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SPF Private Clients (Channel Islands) Limited (FRN 1058322) is an AR of SPF Private Clients Limited (FRN 189213). When you use SPF Private Clients (Channel Islands)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SPF Private Clients (Channel Islands), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SPF Private Clients (Channel Islands)’s phone number and website?
The FCA register lists the phone number 020 7330 8568 and the website spf.gg for SPF Private Clients (Channel Islands). If you were given different contact details, use these to check with the firm before going any further.
Is SPF Private Clients (Channel Islands) a scam or clone?
SPF Private Clients (Channel Islands) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SPF Private Clients (Channel Islands)?
Protection works through SPF Private Clients Limited, the principal firm responsible for SPF Private Clients (Channel Islands)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on SPF Private Clients (Channel Islands) Limited

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