SPF Private Clients Limited

Reference number: 189213

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When spf.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7330 8500 is
  • Whether EC3V 0BT is a shared office: 23 other firms give it
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Other names (17)

If you were contacted under any of these names, it is this firm.

  • Howden Trading name
  • Howden Mortgages and Financial Planning Trading name
  • SPF Commercial Finance Trading name
  • SPF Insurance Services Trading name
  • SPF New Homes Trading name
  • SPF Private Office Trading name
  • SPF Property Finance Trading name
  • SPF Short Term Finance Trading name
  • SPF Wealth Management Trading name
  • Netmortgage Limited Former name
  • Savills Financial Planning Limited Former name
  • Savills Private Finance Limited Former name
  • Savills Insurance Services Former trading name
  • SPF Bridging Former trading name
  • SPF Sherwins Former trading name
  • SPF Structured Property Finance Former trading name
  • Wiltshire & Co Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03680970
Company status
Active
Company type
Private limited company
Incorporated
4 December 1998 (27 years old)
Registered office
33 Gracechurch Street, London, EC3V 0BT, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Robert Boles Director Jan 1968 4 Dec 1998 4 other companies
Mark Edward Harris Director Jul 1969 3 Jan 2002 10 other companies
James Leslie Rodea Director Apr 1972 8 May 2008 12 other companies
Stephen Christopher Clarke Director Jul 1980 9 Jan 2020 None
Matthew Ray Neave Director Oct 1982 3 Mar 2023 12 other companies
Alexandra Jane Webb Secretary Not published 28 Jul 2026 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
30
closed down
17
are FCA-registered
4

In the full report: all 30 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register, including one no longer authorised
  • The 5 companies these 5 directors run together
  • All 28 people who have ever been directors, with their dates
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Key dates in its history

SPF Private Clients’s history from the FCA register and Companies House, newest first.

Key events (11) All events (87)

2024

8 January 2024

  • Howden Uk&I Holdings Limited took control (75–100% of shares)
  • Spf Private Clients Holdings Limited gave up control

Companies House

2016

6 April 2016

  • Spf Private Clients Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

11 May 2011

  • Changed its registered name from "Savills Private Finance Limited"

FCA register

2002

11 April 2002

  • Changed its registered name from "Savills Financial Planning Limited"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

7 April 2000

  • Changed its registered name from "Netmortgage Limited"

FCA register

1999

5 May 1999

  • Regulated by the Personal Investment Authority from this date

FCA register

1998

4 December 1998

  • Incorporated at Companies House

Companies House

In the full report: all 87 events

  • All 87 events in its history (11 shown here)
  • Every director appointment and resignation: 53
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Firms connected to SPF Private Clients

Other FCA-listed firms that share a director, phone number or address with SPF Private Clients. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past links
3

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 3 past links through former directors
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Firms like SPF Private Clients

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SPF Private Clients

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 30 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 87 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is SPF Private Clients Limited FCA authorised?
Yes, SPF Private Clients Limited (FRN 189213) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is SPF Private Clients’ phone number and website?
The FCA register lists the phone number 020 7330 8500 and the website spf.co.uk for SPF Private Clients. If you were given different contact details, use these to check with the firm before going any further.
Is SPF Private Clients a scam or clone?
SPF Private Clients is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SPF Private Clients?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about SPF Private Clients to the Financial Ombudsman Service, free of charge.
Who owns SPF Private Clients?
SPF Private Clients is owned by Howden Uk&I Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 January 2024. Before that, it was controlled by Spf Private Clients Holdings Limited.
Who runs SPF Private Clients?
Companies House lists 5 directors of SPF Private Clients: Michael Robert Boles, Mark Edward Harris, James Leslie Rodea, Stephen Christopher Clarke and Matthew Ray Neave.
How long has SPF Private Clients been in business?
The company was formed on 4 December 1998, and has held its current FCA authorisation since December 2001.
Does SPF Private Clients use any other names?
It trades as Howden, Howden Mortgages and Financial Planning, SPF Commercial Finance, SPF Insurance Services and SPF New Homes, and 4 more names. It has previously used 8 other names, including Netmortgage Limited, Savills Financial Planning Limited and Savills Private Finance Limited.

Sources and links

The full report on SPF Private Clients Limited

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