Spiko UK Ltd

Reference number: 1061342

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

RISKSAVE TECHNOLOGIES LTD Reference number: 775330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Spiko UK Ltd (FRN 1061342) is an AR of RISKSAVE TECHNOLOGIES LTD (FRN 775330). When you use Spiko UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Spiko UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When spiko.io first appeared online, and whether it can receive email
  • What kind of line +440 is
  • Who else gives the postcode EC2Y 5EB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Spiko Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Risksave Technologies Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17182420
Company status
Active
Company type
Private limited company
Incorporated
27 April 2026 (less than a year old)
Registered office
6th Floor One London Wall, London, EC2Y 5EB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul-Adrien Pierre Jean Hyppolite Director Jun 1992 27 Apr 2026 None
Antoine Xavier Michon Director Jan 1994 27 Apr 2026 None
Paul Héron Director May 1991 7 Aug 2026 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Key dates in its history

Spiko UK’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2026

11 September 2026

  • Became an appointed representative

FCA register

27 April 2026

  • Incorporated at Companies House
  • Antoine Xavier Michon took control (75–100% of shares)
  • Paul-Adrien Pierre Jean Hyppolite took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Spiko UK

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeBarrenjoey Investment Management (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spiko UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Spiko UK Ltd FCA authorised?
Spiko UK Ltd (FRN 1061342) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Spiko UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Spiko UK Ltd (FRN 1061342) is an AR of RISKSAVE TECHNOLOGIES LTD (FRN 775330). When you use Spiko UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Spiko UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Spiko UK’s phone number and website?
The FCA register lists the phone number +440 and the website spiko.io for Spiko UK. If you were given different contact details, use these to check with the firm before going any further.
Is Spiko UK a scam or clone?
Spiko UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Spiko UK?
Protection works through Risksave Technologies Ltd, the principal firm responsible for Spiko UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Spiko UK?
Companies House lists 2 people with significant control of Spiko UK: Antoine Xavier Michon (75–100% of shares) and Paul-Adrien Pierre Jean Hyppolite (75–100% of shares).
Who runs Spiko UK?
Companies House lists 3 directors of Spiko UK: Paul-Adrien Pierre Jean Hyppolite, Antoine Xavier Michon and Paul Héron.
How long has Spiko UK been in business?
The company was formed on 27 April 2026.
Does Spiko UK use any other names?
It trades as Spiko.

Sources and links

The full report on Spiko UK Ltd

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