Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Premium Credit Limited Reference number: 702718 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- ST. ALBANS EDUCATION GROUP (FRN 921694) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not ST. ALBANS EDUCATION GROUP.
- Example: if ST. ALBANS EDUCATION GROUP refers you to a financial adviser, the advice should come from the principal firm, not from ST. ALBANS EDUCATION GROUP itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3 Townsend Avenue, St. Albans, AL1 3SJ, United Kingdom
In the full report: 3 background checks
- When stahs.org.uk first appeared online, and whether it can receive email
- What kind of line 01727 853800 is
- Who else gives the postcode AL1 3SJ
Other names (2)
If you were contacted under any of these names, it is this firm.
- Stormont School Trading name: A name it trades under now.
- ST.ALBANS HIGH SCHOOL FOR GIRLS Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 00321911 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 14 December 1936 (89 years old)
- Registered office
- 32 St. Peters Street, St. Albans, Hertfordshire, AL1 3NA, England
- Nature of business
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- General secondary education (SIC 85310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Maria Terese Carradice | Director | Dec 1971 | 29 Nov 2019 | None |
| Christopher James Murray | Director | Mar 1975 | 29 Jun 2020 | 1 other company |
| Carol Elizabeth Jewell | Director | Mar 1957 | 29 Jun 2020 | None |
| Alison Jane Arnold | Director | Oct 1967 | 30 Nov 2020 | 1 other company |
| Joanne Kelly-Moore | Director | Feb 1968 | 5 Dec 2022 | None |
| Bjorn Dominic Hobart | Director | Jan 1979 | 11 Sep 2023 | 46 other companies |
| Henrietta Hodgkiss | Director | May 1973 | 2 Sep 2024 | None |
| Anthony Craig Cleaver | Director | Oct 1962 | 1 Sep 2025 | 6 other companies |
| Phillip Huw Williams (Dr) | Director | Jan 1977 | 21 Jan 2026 | 2 other companies |
| Pauline Wallace | Director | Mar 1954 | 21 Jan 2026 | None |
| Elizabeth Rose Gregory | Director | Sep 1979 | 21 Jan 2026 | None |
| Christopher John Cocksworth | Director | Jan 1959 | 1 Sep 2026 | 4 other companies |
| Antonia Melanie Felix | Director | Jul 1981 | 15 Sep 2026 | 2 other companies |
| Frances Charlesworth | Secretary | Not published | 13 Mar 2025 | – |
Other companies run by these 13 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 62
- closed down
- 7
- are FCA-registered
- 2
In the full report: all 62 companies, named
- What each company does, and whether it is still trading
- Which of these 13 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 96 people who have ever been directors, with their dates
Key dates in its history
St. Albans Education Group’s history from the FCA register and Companies House, newest first.
2024
5 December 2024
- Changed its registered name from "ST.ALBANS HIGH SCHOOL FOR GIRLS"
FCA register
2020
26 February 2020
- Became an introducer appointed representative
FCA register
1936
14 December 1936
- Incorporated at Companies House
Companies House
In the full report: all 167 events
- All 167 events in its history (3 shown here)
- Every director appointment and resignation: 163
Firms connected to St. Albans Education Group
Other FCA-listed firms that share a director, phone number or address with St. Albans Education Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like St. Albans Education Group
Other firms of the same type (credit broker), nearest first.
In the St Albans (AL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on St. Albans Education Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 62 other companies its directors have run, named
- 3 background checks on its contact details
- All 167 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk