ST&R Limited
Reference number: 591815
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
S T & R Ltd, Lingmell House, Water Street, Chorley, Lancashire, PR7 1EE, United Kingdom
In the full report: 3 background checks
- When starlimited.co.uk first appeared online, and whether it can receive email
- What kind of line 01257 542454 is
- Who else gives the postcode PR7 1EE
Other names (7)
If you were contacted under any of these names, it is this firm.
- Elite Trading name: A name it trades under now.
- Life Quote Direct Trading name: A name it trades under now.
- Personal Advice Limited Former name: A name it was registered under before.
- Home Quote Direct Former trading name: A name it used to trade under.
- Mortgage Quote Direct Former trading name: A name it used to trade under.
- My Glitter Former trading name: A name it used to trade under.
- ST&R Wealth Management Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07967035 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 February 2012 (14 years old)
- Registered office
- Lingmell House, Water Street, Chorley, Lancashire, PR7 1EE, England
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Slater | Director | Mar 1975 | 30 Oct 2013 | 4 other companies |
| Natasha Slater | Director | Jan 1979 | 6 Oct 2014 | 10 other companies |
| Natasha Slater | Secretary | Not published | 30 Oct 2013 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 3
- run together
- 3
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 companies these 2 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£11.5m
+17% from £9.86m
Profit before tax
£2.61m
+13% from £2.32m
Net assets
£2.87m
+111% from £1.36m
Cash at bank
£366k
+4.1% from £351k
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07967035. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
St&r’s history from the FCA register and Companies House, newest first.
2018
20 June 2018
- James Slater stopped being a part-owner
- Jst Group Ltd took control (75–100% of shares)
- Natasha Slater stopped being a part-owner
Companies House
2016
6 April 2016
- James Slater became a part-owner (25–50% of shares)
- Natasha Slater became a part-owner (25–50% of shares)
Companies House
2013
31 October 2013
- Changed its registered name from "Personal Advice Limited"
FCA register
30 October 2013
- Board replaced: its only director left and a new director took over
Companies House
25 April 2013
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2012
28 February 2012
- Incorporated at Companies House
Companies House
In the full report: all 28 events
- All 28 events in its history (10 shown here)
- Every director appointment and resignation: 6
Firms like St&r
Other firms of the same type (mortgage adviser or broker), nearest first.
In Chorley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on St&r
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 28 events in its history
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Frequently asked questions about this firm
Is ST&R Limited FCA authorised?
What is St&r’s phone number and website?
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How long has St&r been in business?
What do St&r’s latest accounts show?
Does St&r use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk