Staffordshire Chambers of Commerce and Industry Ltd.

Reference number: 1040818

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • STAFFORDSHIRE CHAMBERS OF COMMERCE AND INDUSTRY LTD. (FRN 1040818) introduces customers to AMB INSURANCE SERVICES LTD. (FRN 303326). Any regulated advice or arranging is done by the principal, not STAFFORDSHIRE CHAMBERS OF COMMERCE AND INDUSTRY.
  • Example: if STAFFORDSHIRE CHAMBERS OF COMMERCE AND INDUSTRY refers you to a financial adviser, the advice should come from the principal firm, not from STAFFORDSHIRE CHAMBERS OF COMMERCE AND INDUSTRY itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When staffordshirechambers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01782 202222 is, and the other firm that gives it
  • Who else gives the postcode ST1 5BE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Amb Insurance Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
19 March 1949 (77 years old)
Registered office
Commerce House, Festival Park, Stoke-On-Trent, ST1 5BE
Nature of business
  • Activities of business and employers membership organisations (SIC 94110)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Raymond Hubbard Director Dec 1981 14 Oct 2015 22 other companies
Fiona Erica Hawkins Director Jun 1976 28 Nov 2018 8 other companies
Ramona Anne Hirschi Director Dec 1977 28 Nov 2018 7 other companies
Thomas Peter Wilkinson Director May 1983 9 Nov 2023 1 other company
Catherine Carol Crockett Director Jun 1960 29 Nov 2023 1 other company
Lee Patrick White Director Apr 1967 29 Nov 2023 5 other companies
Steve Tellwright Director Feb 1965 27 Nov 2024 None
Victoria Harte Director Aug 1971 26 Nov 2025 1 other company
Ajay Kapadia Director Feb 1964 26 Nov 2025 None
Ian Kelsall Director Feb 1975 26 Nov 2025 2 other companies
Nigel Paul Ryan Director Mar 1963 26 Nov 2025 7 other companies
Stuart Michael Paul Elford Director Dec 1967 13 Apr 2026 6 other companies
Dawn Styles Secretary Not published 19 May 2025 –

Other companies run by these 12 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
59
closed down
23
is FCA-registered
1

In the full report: all 59 companies, named

  • What each company does, and whether it is still trading
  • Which of these 12 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 12 directors run together
  • All 117 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Profit before tax

£41.6k

From a loss of £239k

Net assets

£3.15m

+1.1% from £3.12m

Cash at bank

£1.54m

+1% from £1.53m

Owed within a year

£733k

+13% from £646k

Profit before tax

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00465975. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2025

28 August 2025

  • Became an introducer appointed representative

FCA register

1949

19 March 1949

  • Incorporated at Companies House

Companies House

In the full report: all 205 events

  • All 205 events in its history (2 shown here)
  • Every director appointment and resignation: 203
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Stoke-On-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 59 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 205 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Staffordshire Chambers of Commerce and Industry Ltd. FCA authorised?
Staffordshire Chambers of Commerce and Industry Ltd. (FRN 1040818) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Staffordshire Chambers of Commerce and Industry?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Staffordshire Chambers of Commerce and Industry Ltd. (FRN 1040818) introduces customers to AMB INSURANCE SERVICES LTD. (FRN 303326). Any regulated advice or arranging is done by the principal, not Staffordshire Chambers of Commerce and Industry. Example: if Staffordshire Chambers of Commerce and Industry refers you to a financial adviser, the advice should come from the principal firm, not from Staffordshire Chambers of Commerce and Industry itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Staffordshire Chambers of Commerce and Industry’s phone number and website?
The FCA register lists the phone number 01782 202222 and the website staffordshirechambers.co.uk for Staffordshire Chambers of Commerce and Industry. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Staffordshire Chambers of Commerce and Industry a scam or clone?
Staffordshire Chambers of Commerce and Industry is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Staffordshire Chambers of Commerce and Industry?
Protection works through Amb Insurance Services Ltd., the principal firm responsible for Staffordshire Chambers of Commerce and Industry's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Staffordshire Chambers of Commerce and Industry?
Companies House lists 12 directors of Staffordshire Chambers of Commerce and Industry: Matthew Raymond Hubbard, Fiona Erica Hawkins, Ramona Anne Hirschi, Thomas Peter Wilkinson, Catherine Carol Crockett, Lee Patrick White and 6 more.
How long has Staffordshire Chambers of Commerce and Industry been in business?
The company was formed on 19 March 1949.
What do Staffordshire Chambers of Commerce and Industry’s latest accounts show?
Its latest accounts, to 31 March 2025, show profit before tax of £41.6k (from a loss of £239k) and net assets of £3.15m (+1.1% from £3.12m).

Sources and links

The full report on Staffordshire Chambers of Commerce and Industry Ltd.

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