Stephen Michael Kinzett

Reference number: 504686

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Appointed representative

Stephen Michael Kinzett does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stephen Michael Kinzett (FRN 504686) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Stephen Michael Kinzett's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stephen Michael Kinzett, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07811 760279

  • Address

    2 Hermitage Mews, Penn Lane, Melbourne, Derby, Derbyshire, DE73 8EQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07811 760279 is
  • Who else gives the postcode DE73 8EQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Trilogy Property Finance Trading name
  • Vanquish Financial Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Stephen Michael Kinzett’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2009

7 August 2009

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Stephen Michael Kinzett

Other firms of the same type (mortgage adviser or broker), nearest first.

In Derby

Find A Mortgage Online LtdDerbyAppointed representativeAjit Singh ShergillDerbyAppointed representativeBreeze Financial Solutions LtdDerbyAppointed representativeCPB Financial Services LimitedDerbyAppointed representativeCraig Mee-BishopDerbyAppointed representativeDerby Financial Solutions LimitedDerbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stephen Michael Kinzett

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Stephen Michael Kinzett FCA authorised?
Stephen Michael Kinzett (FRN 504686) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stephen Michael Kinzett?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stephen Michael Kinzett (FRN 504686) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Stephen Michael Kinzett's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stephen Michael Kinzett, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stephen Michael Kinzett’s phone number?
The FCA register lists the phone number 07811 760279 for Stephen Michael Kinzett. If you were given different contact details, use these to check with the firm before going any further.
Is Stephen Michael Kinzett a scam or clone?
Stephen Michael Kinzett is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stephen Michael Kinzett?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Stephen Michael Kinzett's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Stephen Michael Kinzett use any other names?
It trades as Trilogy Property Finance. It has previously used the name Vanquish Financial Services.

Sources and links

The full report on Stephen Michael Kinzett

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