Stephen P Gay Funeral Service Limited

Reference number: 981399

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stephen P Gay Funeral Service Limited (FRN 981399) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Stephen P Gay Funeral Service's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stephen P Gay Funeral Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01474 700194

  • Address

    120 Old Road West, Gravesend, Kent, DA11 0LR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01474 700194 is
  • Who else gives the postcode DA11 0LR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lewis Solomon Funeral Service Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08017491
Company status
Active
Company type
Private limited company
Incorporated
3 April 2012 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
David Stephen Michael Gay Director Apr 1993 3 Apr 2012 1 other company
Stephen Peter Gay Director Feb 1966 3 Apr 2012 2 other companies
Dominic Gay Director Sep 1997 6 Sep 2018 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.51m

+9.3% from £1.38m

Cash at bank

£855k

+39% from £616k

Employees (average)

21

−13% from 24

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08017491. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stephen P Gay Funeral Service’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

1 March 2025

  • David Stephen Michael Gay became a part-owner (25–50% of shares)

Companies House

2022

22 August 2022

  • Became an appointed representative

FCA register

2017

1 April 2017

  • Stephen Peter Gay became a part-owner (25–50% of shares)

Companies House

2012

3 April 2012

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Stephen P Gay Funeral Service

Other FCA-listed firms that share a director, phone number or address with Stephen P Gay Funeral Service. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Stephen P Gay Funeral Service

Other firms of the same type (funeral director), nearest first.

In Gravesend

Hergest & Cavell Funeral Directors LimitedGravesendAppointed representativeMr. Morris & Partners LimitedGravesendAppointed representativeThe Tender Touch Independent Funeral Service LtdGravesendAppointed representativeWillow Independent Funeral Services LimitedGravesendAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stephen P Gay Funeral Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Stephen P Gay Funeral Service Limited FCA authorised?
Stephen P Gay Funeral Service Limited (FRN 981399) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stephen P Gay Funeral Service?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stephen P Gay Funeral Service Limited (FRN 981399) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Stephen P Gay Funeral Service's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stephen P Gay Funeral Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stephen P Gay Funeral Service’s phone number?
The FCA register lists the phone number 01474 700194 for Stephen P Gay Funeral Service. If you were given different contact details, use these to check with the firm before going any further.
Is Stephen P Gay Funeral Service a scam or clone?
Stephen P Gay Funeral Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stephen P Gay Funeral Service?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for Stephen P Gay Funeral Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Stephen P Gay Funeral Service?
Companies House lists 2 people with significant control of Stephen P Gay Funeral Service: Mr David Stephen Michael Gay (25–50% of shares) and Mr Stephen Peter Gay (25–50% of shares).
Who runs Stephen P Gay Funeral Service?
Companies House lists 3 directors of Stephen P Gay Funeral Service: David Stephen Michael Gay, Stephen Peter Gay and Dominic Gay.
How long has Stephen P Gay Funeral Service been in business?
The company was formed on 3 April 2012.
What do Stephen P Gay Funeral Service’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.51m (+9.3% from £1.38m) and cash at bank of £855k (+39% from £616k).
Does Stephen P Gay Funeral Service use any other names?
It trades as Lewis Solomon Funeral Service.

Sources and links

The full report on Stephen P Gay Funeral Service Limited

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