Steven Townsend Wealth Management Ltd

Reference number: 822026

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Steven Townsend Wealth Management Ltd (FRN 822026) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Steven Townsend Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Steven Townsend Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When steventownsendwealthmanagement.co.uk first appeared online, and whether it can receive email
  • What kind of line 07973 350430 is
  • Whether EC3V 9BQ is a shared office: 222 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
STEVEN TOWNSEND WEALTH MANAGEMENT LIMITED
Company number
11445469
Company status
Active
Company type
Private limited company
Incorporated
3 July 2018 (8 years old)
Registered office
Victoria House, 26 Queen Victoria Street, Reading, Berkshire, RG1 1TG, United Kingdom
Nature of business
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
Archana Townsend Director Feb 1974 3 Jul 2018 1 other company
Steven Alexander Townsend Director Jul 1974 3 Jul 2018 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£66.1k

+52% from £43.4k

Cash at bank

£70.7k

−49% from £138k

Employees (average)

2

−33% from 3

Owed within a year

£259k

+30% from £199k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2018 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11445469. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Steven Townsend Wealth Management’s history from the FCA register and Companies House, newest first.

2018

1 October 2018

  • Became an appointed representative

FCA register

3 July 2018

  • Incorporated at Companies House
  • Archana Townsend became a part-owner (25–50% of shares)
  • Steven Alexander Townsend became a part-owner (25–50% of shares)
  • Archana Townsend appointed as a director
  • Steven Alexander Townsend appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Steven Townsend Wealth Management

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Steven Townsend Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Steven Townsend Wealth Management Ltd FCA authorised?
Steven Townsend Wealth Management Ltd (FRN 822026) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Steven Townsend Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Steven Townsend Wealth Management Ltd (FRN 822026) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Steven Townsend Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Steven Townsend Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Steven Townsend Wealth Management’s phone number and website?
The FCA register lists the phone number 07973 350430 and the website steventownsendwealthmanagement.co.uk for Steven Townsend Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Steven Townsend Wealth Management a scam or clone?
Steven Townsend Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Steven Townsend Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Steven Townsend Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Steven Townsend Wealth Management?
Companies House lists 2 people with significant control of Steven Townsend Wealth Management: Mrs Archana Townsend (25–50% of shares) and Mr Steven Alexander Townsend (25–50% of shares).
Who runs Steven Townsend Wealth Management?
Companies House lists 2 directors of Steven Townsend Wealth Management: Archana Townsend and Steven Alexander Townsend.
How long has Steven Townsend Wealth Management been in business?
The company was formed on 3 July 2018.
What do Steven Townsend Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £66.1k (+52% from £43.4k) and cash at bank of £70.7k (−49% from £138k).

Sources and links

The full report on Steven Townsend Wealth Management Ltd

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