Stonevale Finance Ltd

Reference number: 1050537

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stonevale Finance Ltd (FRN 1050537) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Stonevale Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stonevale Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8044 8806

  • Address

    Unit 58, BizArt Studios, 28b Theydon Road, London, Hackney, E5 9NA, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8044 8806 is
  • Who else gives the postcode E5 9NA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 December 2025 (less than a year old)
Registered office
Unit 58 Bizart Studios, 28b Theydon Road, London, E5 9NA, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Chiam Herman Director Aug 1986 23 Dec 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Stonevale Finance’s history from the FCA register and Companies House, newest first.

2026

12 February 2026

  • Became an appointed representative

FCA register

2025

23 December 2025

  • Incorporated at Companies House
  • Sarah Herman took control (75–100% of shares)
  • Chiam Herman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Stonevale Finance

Other firms of the same type (credit broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stonevale Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Stonevale Finance Ltd FCA authorised?
Stonevale Finance Ltd (FRN 1050537) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stonevale Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stonevale Finance Ltd (FRN 1050537) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Stonevale Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stonevale Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stonevale Finance’s phone number?
The FCA register lists the phone number 020 8044 8806 for Stonevale Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Stonevale Finance a scam or clone?
Stonevale Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stonevale Finance?
Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for Stonevale Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Stonevale Finance?
Companies House lists one person with significant control of Stonevale Finance: Mrs Sarah Herman (75–100% of shares).
Who runs Stonevale Finance?
Companies House lists one director of Stonevale Finance: Chiam Herman.
How long has Stonevale Finance been in business?
The company was formed on 23 December 2025.

Sources and links

The full report on Stonevale Finance Ltd

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