Sultan Mahmood

Reference number: 419416

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Appointed representative

Sultan Mahmood does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sultan Mahmood (FRN 419416) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Sultan Mahmood's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sultan Mahmood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 328 7004

  • Address

    Suite 177, Digbeth Court, High Street Deritend, Birmingham, B12 0LD, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 328 7004 is
  • Who else gives the postcode B12 0LD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • S M Associates Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Sultan Mahmood’s history from the FCA register and Companies House, newest first.

2015

16 January 2015

  • Changed its registered name from "S M Associates"
  • Began trading as "S M Associates"

FCA register

2005

22 April 2005

  • Changed its registered name from "Sultan Mahmood"

FCA register

2004

30 December 2004

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Sultan Mahmood

Other FCA-listed firms that share a director, phone number or address with Sultan Mahmood. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Sultan Mahmood

Other firms of the same type (mortgage adviser or broker), nearest first.

In Birmingham

D Gee Mortgages LtdBirminghamAppointed representativeA & S Financial ServicesBirminghamAppointed representativeAbundant Finance LimitedBirminghamAppointed representativeAspired Finance LTDBirminghamAppointed representativeBeeline Finance LtdBirminghamAppointed representativeBirmingham Mortgage Hub LimitedBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sultan Mahmood

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Sultan Mahmood FCA authorised?
Sultan Mahmood (FRN 419416) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sultan Mahmood?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sultan Mahmood (FRN 419416) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Sultan Mahmood's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sultan Mahmood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sultan Mahmood’s phone number?
The FCA register lists the phone number 0121 328 7004 for Sultan Mahmood. If you were given different contact details, use these to check with the firm before going any further.
Is Sultan Mahmood a scam or clone?
Sultan Mahmood is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sultan Mahmood?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Sultan Mahmood's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Sultan Mahmood use any other names?
It trades as S M Associates.

Sources and links

The full report on Sultan Mahmood

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