Surrey Mortgage Partners Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2026

Responsible principal firm

Dragon Brokers Limited Reference number: 599430 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Surrey Mortgage Partners Limited (FRN 1064867) is an AR of Dragon Brokers Limited (FRN 599430). When you use Surrey Mortgage Partners's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Surrey Mortgage Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01483 413500
Address

S I Capital, 46 Bridge Street, Godalming, Surrey, GU7 1HL, United Kingdom

In the full report: 2 background checks

What kind of line 01483 413500 is, and the other firm that gives it
Who else gives the postcode GU7 1HL

Other names (1)

If you were contacted under any of these names, it is this firm.

SI Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Dragon Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 17420013 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 25 August 2026 (less than a year old)
Registered office: 46 Bridge Street, Godalming, GU7 1HL, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Enes Catibusic	Director	Aug 1999	25 Aug 2026	None
Oscar Renato Rufus	Director	Jul 2005	25 Aug 2026	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Key dates in its history

Surrey Mortgage Partners’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

15 October 2026

Became an appointed representative

FCA register

25 August 2026

Incorporated at Companies House
Enes Catibusic became a part-owner (25–50% of shares)
Oscar Renato Rufus became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Surrey Mortgage Partners

Other FCA-listed firms that share a director, phone number or address with Surrey Mortgage Partners. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Surrey Mortgage Partners

Other firms of the same type (insurance broker), nearest first.

In Godalming

4 Rivers Services LimitedGodalmingAppointed representative A J A Posnett, L R Spooner & J H GoldGodalmingAppointed representative Auto Cruising LtdGodalmingAppointed representative Farnborough Place LtdGodalmingAppointed representative No.37 Mortgage & Protection Advice LtdGodalmingAppointed representative Ticker LimitedGodalmingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Surrey Mortgage Partners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
All 7 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Surrey Mortgage Partners Limited FCA authorised?

Surrey Mortgage Partners Limited (FRN 1064867) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Surrey Mortgage Partners?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Surrey Mortgage Partners Limited (FRN 1064867) is an AR of Dragon Brokers Limited (FRN 599430). When you use Surrey Mortgage Partners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Surrey Mortgage Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Surrey Mortgage Partners’ phone number?

The FCA register lists the phone number 01483 413500 for Surrey Mortgage Partners. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Surrey Mortgage Partners a scam or clone?

Surrey Mortgage Partners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Surrey Mortgage Partners?

Protection works through Dragon Brokers Limited, the principal firm responsible for Surrey Mortgage Partners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Surrey Mortgage Partners?

Companies House lists 2 people with significant control of Surrey Mortgage Partners: Mr Enes Catibusic (25–50% of shares) and Mr Oscar Renato Rufus (25–50% of shares).

Who runs Surrey Mortgage Partners?

Companies House lists 2 directors of Surrey Mortgage Partners: Enes Catibusic and Oscar Renato Rufus.

How long has Surrey Mortgage Partners been in business?

The company was formed on 25 August 2026.

Does Surrey Mortgage Partners use any other names?

It trades as SI Mortgages.