TCR Insurance Agency Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2000
Accounts filed up to 31 May 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07710 411049
Address

Gay Bowers, Deadmans Lane, Chelmsford, Essex, CM2 8NA, United Kingdom

In the full report: 2 background checks

What kind of line 07710 411049 is
Who else gives the postcode CM2 8NA

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03912441 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 January 2000 (26 years old)
Registered office: Gay Bowers, Deadmans Lane, Chelmsford, Essex, CM2 8NA, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David George Tiney	Director	May 1973	24 Jan 2000	4 other companies
RUSSEL JAMES LIMITED	Corporate secretary	Not published	1 Jan 2009	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 3
is FCA-registered: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 May 2026Small company accountsNot audited

Total equity

£40.9k

No earlier figure to compare

Cash at bank

£12.8k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£8,447

−75% from £34.0k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03912441. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TCR Insurance Agency’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2016

6 April 2016

David George Tiney took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2000

24 January 2000

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (5 shown here)
Every director appointment and resignation: 7

Firms connected to TCR Insurance Agency

Other FCA-listed firms that share a director, phone number or address with TCR Insurance Agency. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like TCR Insurance Agency

Other firms of the same type (insurance broker), nearest first.

In Chelmsford

Angel Risk Management LimitedChelmsfordAuthorised Aquamercantile LimitedChelmsfordAuthorised Ascend Broking Group LimitedChelmsfordAuthorised Beyond Leads LimitedChelmsfordAuthorised Callaway & Sons Insurance Consultants LimitedChelmsfordAuthorised Century Underwriting LimitedChelmsfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TCR Insurance Agency

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 14 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is TCR Insurance Agency Limited FCA authorised?

Yes, TCR Insurance Agency Limited (FRN 308110) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is TCR Insurance Agency’s phone number?

The FCA register lists the phone number 07710 411049 for TCR Insurance Agency. If you were given different contact details, use these to check with the firm before going any further.

Is TCR Insurance Agency a scam or clone?

TCR Insurance Agency is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with TCR Insurance Agency?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about TCR Insurance Agency to the Financial Ombudsman Service, free of charge.

Who owns TCR Insurance Agency?

Companies House lists one person with significant control of TCR Insurance Agency: Mr David George Tiney (75–100% of shares).

Who runs TCR Insurance Agency?

Companies House lists one director of TCR Insurance Agency: David George Tiney.

How long has TCR Insurance Agency been in business?

The company was formed on 24 January 2000, and has held its current FCA authorisation since January 2005.

What do TCR Insurance Agency’s latest accounts show?

Its latest accounts, to 31 May 2026, show total equity of £40.9k (no earlier figure to compare) and cash at bank of £12.8k (no earlier figure to compare).