Ten Talents Financial Stewardship Ltd

Reference number: 1061142

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ten Talents Financial Stewardship Ltd (FRN 1061142) is an AR of ValidPath Limited (FRN 197107). When you use Ten Talents Financial Stewardship's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ten Talents Financial Stewardship, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tentalents.co.uk first appeared online, and whether it can receive email
  • What kind of line 07473 084357 is
  • Who else gives the postcode EN11 9PT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 March 2021 (5 years old)
Registered office
3 Molesworth, Hoddesdon, Hertfordshire, EN11 9PT, England
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Ronald Chinedu Mbakwe Director Jan 1989 2 Mar 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2023Dormant company accountsNot audited

Net assets

£2

Up £1 from £1

Cash at bank

£1

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13240102. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Ten Talents Financial Stewardship’s history from the FCA register and Companies House, newest first.

2026

1 September 2026

  • Became an appointed representative

FCA register

2021

2 March 2021

  • Incorporated at Companies House
  • Ronald Chinedu Mbakwe took control (75–100% of shares)
  • Ronald Chinedu Mbakwe appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ten Talents Financial Stewardship

Other firms of the same type (financial adviser), nearest first.

In Hoddesdon

In the Enfield (EN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ten Talents Financial Stewardship

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Ten Talents Financial Stewardship Ltd FCA authorised?
Ten Talents Financial Stewardship Ltd (FRN 1061142) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ten Talents Financial Stewardship?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ten Talents Financial Stewardship Ltd (FRN 1061142) is an AR of ValidPath Limited (FRN 197107). When you use Ten Talents Financial Stewardship's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ten Talents Financial Stewardship, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ten Talents Financial Stewardship’s phone number and website?
The FCA register lists the phone number 07473 084357 and the website tentalents.co.uk for Ten Talents Financial Stewardship. If you were given different contact details, use these to check with the firm before going any further.
Is Ten Talents Financial Stewardship a scam or clone?
Ten Talents Financial Stewardship is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ten Talents Financial Stewardship?
Protection works through ValidPath Limited, the principal firm responsible for Ten Talents Financial Stewardship's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ten Talents Financial Stewardship?
Companies House lists one person with significant control of Ten Talents Financial Stewardship: Ronald Chinedu Mbakwe (75–100% of shares).
Who runs Ten Talents Financial Stewardship?
Companies House lists one director of Ten Talents Financial Stewardship: Ronald Chinedu Mbakwe.
How long has Ten Talents Financial Stewardship been in business?
The company was formed on 2 March 2021.
What do Ten Talents Financial Stewardship’s latest accounts show?
Its latest accounts, to 31 March 2023, show net assets of £2 (up £1 from £1) and cash at bank of £1 (no earlier figure to compare).

Sources and links

The full report on Ten Talents Financial Stewardship Ltd

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