The Beans Group Limited

Reference number: 753302

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 10 years
Protected through the principal
No FCA actions
Active company since 2005
Accounts filed up to 30 June 2025

Responsible principal firm

Assurant General Insurance Limited Reference number: 202735 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
THE BEANS GROUP LIMITED (FRN 753302) introduces customers to Assurant General Insurance Limited (FRN 202735). Any regulated advice or arranging is done by the principal, not THE BEANS GROUP.
Example: if THE BEANS GROUP refers you to a financial adviser, the advice should come from the principal firm, not from THE BEANS GROUP itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

studentbeans.com (opens in a new tab)
Phone number

020 3095 1400
Address

3rd Floor the Coade, 98 Vauxhall Walk, London, SE11 5EL, United Kingdom

In the full report: 3 background checks

When studentbeans.com first appeared online, and whether it can receive email
What kind of line 020 3095 1400 is
Who else gives the postcode SE11 5EL

Other names (1)

If you were contacted under any of these names, it is this firm.

STUDENT BEANS Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Assurant General Insurance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05486885 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 June 2005 (21 years old)
Registered office: 3rd Floor The Coade, 98 Vauxhall Walk, London, SE11 5EL, United Kingdom
Nature of business: Advertising agencies (SIC 73110)
Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Michael Eder	Director	Jul 1981	21 Jun 2005	5 other companies
James Solomon Eder	Director	May 1983	21 Jun 2005	5 other companies
Simon Anthony Eder	Director	Mar 1979	1 Feb 2016	None
Jeremy Maurice Howard Deaner	Director	Nov 1962	1 Feb 2016	2 other companies
Charlotte Welman	Secretary	Not published	1 Sep 2025	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 3
run together: 3

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 companies these 4 directors run together
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2025Full accountsAudited

Net assets

£6.84m

<1% from £6.81m

Cash at bank

£830k

−6.3% from £886k

Employees (average)

227

−7.3% from 245

Owed within a year

£9.44m

+23% from £7.70m

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05486885. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Beans Group’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2026

18 February 2026

8848 Holdings Limited became a part-owner (25–50% of shares)

Companies House

2016

20 July 2016

Became an introducer appointed representative

FCA register

6 April 2016

James Solomon Eder gained 25–50% of the votes
Michael Eder gained 50–75% of the votes

Companies House

2005

21 June 2005

Incorporated at Companies House

Companies House

In the full report: all 12 events

All 12 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms like The Beans Group

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Beans Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 12 events in its history

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Frequently asked questions about this firm

Is The Beans Group Limited FCA authorised?

The Beans Group Limited (FRN 753302) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for The Beans Group?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Beans Group Limited (FRN 753302) introduces customers to Assurant General Insurance Limited (FRN 202735). Any regulated advice or arranging is done by the principal, not The Beans Group. Example: if The Beans Group refers you to a financial adviser, the advice should come from the principal firm, not from The Beans Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is The Beans Group’s phone number and website?

The FCA register lists the phone number 020 3095 1400 and the website studentbeans.com for The Beans Group. If you were given different contact details, use these to check with the firm before going any further.

Is The Beans Group a scam or clone?

The Beans Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Beans Group?

Protection works through Assurant General Insurance Limited, the principal firm responsible for The Beans Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns The Beans Group?

Companies House lists 3 people with significant control of The Beans Group: Michael Eder (50–75% of votes), 8848 Holdings Limited (25–50% of shares) and Mr James Solomon Eder (25–50% of votes).

Who runs The Beans Group?

Companies House lists 4 directors of The Beans Group: Michael Eder, James Solomon Eder, Simon Anthony Eder and Jeremy Maurice Howard Deaner.

How long has The Beans Group been in business?

The company was formed on 21 June 2005.

What do The Beans Group’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £6.84m (<1% from £6.81m) and cash at bank of £830k (−6.3% from £886k).

Does The Beans Group use any other names?

It trades as STUDENT BEANS.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk