The Commercial Branch Ltd
Reference number: 918512
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 November 2025
Responsible principal firm
Commercial Finance Brokers UK Limited Reference number: 736199 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Commercial Branch Ltd (FRN 918512) is an AR of Commercial Finance Brokers UK Limited (FRN 736199). When you use The Commercial Branch's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Commercial Branch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Second Floor, 6 Ormond Terrace, Regent Terrace, Cheltenham, Gloucestershire, GL50 1HR, United Kingdom
In the full report: 3 background checks
- When thecommercialbranch.com first appeared online, and whether it can receive email
- What kind of line 07880 885859 is, and the other firm that gives it
- Who else gives the postcode GL50 1HR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Commercial Finance Brokers UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- THE COMMERCIAL BRANCH LIMITED
- Company number
- 12327363 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 November 2019 (6 years old)
- Registered office
- 6 Ormond Terrace, Regent Street, Cheltenham, Gloucestershire, GL50 1HR, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Russell Knight | Director | Jun 1981 | 21 Nov 2019 | 5 other companies |
| Miles Edward Wallace | Director | Mar 1987 | 21 Nov 2019 | 4 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 3 companies these 2 directors run together
Filed accounts and finances
Net assets
£100
Same as £100
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12327363. Figures are exactly as filed; nothing is estimated.
Key dates in its history
The Commercial Branch’s history from the FCA register and Companies House, newest first.
2019
19 December 2019
- Became an appointed representative
FCA register
21 November 2019
- Incorporated at Companies House
- The Mortgage Branch Limited took control (75–100% of shares)
- David Russell Knight appointed as a director
- Miles Edward Wallace appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to The Commercial Branch
Other FCA-listed firms that share a director, phone number or address with The Commercial Branch. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like The Commercial Branch
Other firms of the same type (mortgage adviser or broker), nearest first.
In Cheltenham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Commercial Branch
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 5 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is The Commercial Branch Ltd FCA authorised?
What does appointed representative mean for The Commercial Branch?
What is The Commercial Branch’s phone number and website?
Is The Commercial Branch a scam or clone?
Is my money safe with The Commercial Branch?
Who owns The Commercial Branch?
Who runs The Commercial Branch?
How long has The Commercial Branch been in business?
What do The Commercial Branch’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk