The Cycle Mot Limited

Reference number: 1021611

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Social Money Limited Reference number: 675283 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • THE CYCLE MOT LIMITED (FRN 1021611) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not THE CYCLE MOT.
  • Example: if THE CYCLE MOT refers you to a financial adviser, the advice should come from the principal firm, not from THE CYCLE MOT itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thecyclemot.co.uk first appeared online, and whether it can receive email
  • What kind of line 07728 537780 is
  • Who else gives the postcode E17 5JF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Cycle MOT London Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10968644
Company status
Active
Company type
Private limited company
Incorporated
18 September 2017 (9 years old)
Registered office
400 Forest Road, London, E17 5JF, United Kingdom
Nature of business
  • Repair of other equipment (SIC 33190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jane Ifeoma Egwuatu Director Mar 1982 18 Sep 2017 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

−£3,546

Up £16.1k from −£19.6k

Employees (average)

5

Same as 5

Owed within a year

£113k

<1% from £113k

Net assets are negative: on its last balance sheet the company owed £3,546 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10968644. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Cycle Mot’s history from the FCA register and Companies House, newest first.

2024

1 November 2024

  • Became an introducer appointed representative
  • Began trading as "The Cycle MOT London"

FCA register

2017

18 September 2017

  • Incorporated at Companies House
  • Jane Ifeoma Egwuatu took control (75–100% of shares)
  • Jane Ifeoma Egwuatu appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like The Cycle Mot

Other firms of the same type (credit broker), nearest first.

In London

SME Asset Finance LimitedLondonAppointed representativeSuper Payments LtdLondonAppointed representativeNational Education UnionLondonAppointed representativeReed Learning LimitedLondonAppointed representativeRoyal Free London NHS Foundation TrustLondonAppointed representativeClickMechanic LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Cycle Mot

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is The Cycle Mot Limited FCA authorised?
The Cycle Mot Limited (FRN 1021611) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Cycle Mot?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Cycle Mot Limited (FRN 1021611) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not The Cycle Mot. Example: if The Cycle Mot refers you to a financial adviser, the advice should come from the principal firm, not from The Cycle Mot itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Cycle Mot’s phone number and website?
The FCA register lists the phone number 07728 537780 and the website thecyclemot.co.uk for The Cycle Mot. If you were given different contact details, use these to check with the firm before going any further.
Is The Cycle Mot a scam or clone?
The Cycle Mot is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Cycle Mot?
Protection works through Social Money Limited, the principal firm responsible for The Cycle Mot's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Cycle Mot?
Companies House lists one person with significant control of The Cycle Mot: Miss Jane Ifeoma Egwuatu (75–100% of shares).
Who runs The Cycle Mot?
Companies House lists one director of The Cycle Mot: Jane Ifeoma Egwuatu.
How long has The Cycle Mot been in business?
The company was formed on 18 September 2017.
What do The Cycle Mot’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£3,546 (up £16.1k from −£19.6k).
Does The Cycle Mot use any other names?
It trades as The Cycle MOT London.

Sources and links

The full report on The Cycle Mot Limited

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