The Finance Hut Ltd

Reference number: 951514

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Finance Hut Ltd (FRN 951514) is an AR of AFS Compliance Ltd (FRN 625035). When you use The Finance Hut's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Finance Hut, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01502 507358

  • Address

    10 Spring Meadows, Great Shefford, Hungerford, West Berkshire, RG17 7EN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01502 507358 is
  • Who else gives the postcode RG17 7EN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • MD Vehicle Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13274516
Company status
Active
Company type
Private limited company
Incorporated
17 March 2021 (5 years old)
Registered office
10 Spring Meadow, Great Shefford, Hungerford, RG17 7EN, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Peter Edwards Director Sep 1979 17 Mar 2021 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£406

Same as £406

Employees (average)

2

Same as 2

Owed within a year

£48.4k

Same as £48.4k

Net assets

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13274516. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Finance Hut’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2025

22 January 2025

  • Michael David Searle stopped being a part-owner

Companies House

2021

21 May 2021

  • Became an appointed representative

FCA register

17 March 2021

  • Incorporated at Companies House
  • Michael David Searle became a part-owner (25–50% of shares)
  • Nicholas Peter Edwards took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like The Finance Hut

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Reading (RG) postcode area

Ablesure LtdBracknellAppointed representativeAFP Wokingham LtdCrowthorneAppointed representativeAlice HaleReadingAppointed representativeAmir KharkowaReadingAppointed representativeAshim MallBasingstokeAppointed representativeAssist Mortgages LtdReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Finance Hut

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is The Finance Hut Ltd FCA authorised?
The Finance Hut Ltd (FRN 951514) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Finance Hut?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Finance Hut Ltd (FRN 951514) is an AR of AFS Compliance Ltd (FRN 625035). When you use The Finance Hut's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Finance Hut, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Finance Hut’s phone number?
The FCA register lists the phone number 01502 507358 for The Finance Hut. If you were given different contact details, use these to check with the firm before going any further.
Is The Finance Hut a scam or clone?
The Finance Hut is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Finance Hut?
Protection works through AFS Compliance Ltd, the principal firm responsible for The Finance Hut's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Finance Hut?
Companies House lists one person with significant control of The Finance Hut: Mr Nicholas Peter Edwards (75–100% of shares). Before that, it was controlled by Mr Michael David Searle.
Who runs The Finance Hut?
Companies House lists one director of The Finance Hut: Nicholas Peter Edwards.
How long has The Finance Hut been in business?
The company was formed on 17 March 2021.
What do The Finance Hut’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £406 (same as £406).
Does The Finance Hut use any other names?
It trades as Asset Finance Solutions and MD Vehicle Finance.

Sources and links

The full report on The Finance Hut Ltd

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