The Finance Planning Group Limited

Reference number: 715721

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When financeplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 01444 449200 is
  • Who else gives the postcode RH17 7QX
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Other names (23)

If you were contacted under any of these names, it is this firm.

  • Beyond Lending Trading name
  • Chambers Financial Advisers Trading name
  • Finance Planning Trading name
  • Finance Planning Group Trading name
  • Finance Planning Mortgage Promise Trading name
  • Finance Planning Mortgages Trading name
  • Finance Planning Mortgages and Protection Solutions Trading name
  • FPG Trading name
  • Marlhurst Trading name
  • Mortgage Heroes Trading name
  • mortgage promise Trading name
  • Motorbike Dad Trading name
  • New Homes Mortgages Trading name
  • Plutus Trading name
  • Saltwood Financial Services Trading name
  • Strawberry Finance Trading name
  • Sussex Mortgage Centre Trading name
  • Think Plutus Trading name
  • Finance Planning Choices Former trading name
  • Independent Mortgage Desk Former trading name
  • Mintup Former trading name
  • Molica Finance Former trading name
  • Perrymount Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03894404
Company status
Active
Company type
Private limited company
Incorporated
15 December 1999 (26 years old)
Registered office
Hurstwood Grange, Hurstwood Lane, Haywards Heath, West Sussex, RH17 7QX
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Terence Stephen Mccutcheon Director Jan 1962 15 Dec 1999 4 other companies
Daniel John Maskell Director Oct 1965 31 Oct 2005 3 other companies
Peter Charles Burgess Director Apr 1973 9 Feb 2015 1 other company
Aisling Marie Oates Director Nov 1975 1 Jan 2019 None
Mark Gregory Ninnim Director Aug 1970 1 Jan 2019 7 other companies
David Christopher Riley Director Dec 1988 1 Jan 2026 None
Matthew Philip Stephens Director Mar 1986 1 Jan 2026 3 other companies
Lee Philippa Mccutcheon Secretary Not published 1 May 2000 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
2
went insolvent
4

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The 4 that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 7 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£1.13m

+20% from £943k

Cash at bank

£747k

+43% from £523k

Employees (average)

32

+6.7% from 30

Owed within a year

£278k

+63% from £171k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03894404. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Finance Planning Group’s history from the FCA register and Companies House, newest first.

Key events (8) All events (47)

2024

26 June 2024

  • Aisling Marie Oates gained significant control

Companies House

2016

6 April 2016

  • Daniel John Maskell became a part-owner (25–50% of shares)
  • Lee Philippa McCutcheon gained 25–50% of the votes
  • Peter Charles Burgess gained significant control
  • Terence Stephen McCutcheon became a part-owner (25–50% of shares)
  • Regulated by the FCA from this date
  • Became authorised by the FCA

Companies House · FCA register

1999

15 December 1999

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (8 shown here)
  • Every director appointment and resignation: 10
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Firms connected to The Finance Planning Group

Other FCA-listed firms that share a director, phone number or address with The Finance Planning Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like The Finance Planning Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Haywards Heath

Harwell Finance Group LimitedHaywards HeathAuthorisedBirchgrove Financial Services LLPHaywards HeathAppointed representativeBonaventure Finance LtdHaywards HeathAppointed representativeForensic Property Finance LimitedHaywards HeathAppointed representativeFreeman Mortgages and Protection LimitedHaywards HeathAppointed representativeNicholas Simon HillsHaywards HeathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Finance Planning Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 47 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is The Finance Planning Group Limited FCA authorised?
Yes, The Finance Planning Group Limited (FRN 715721) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is The Finance Planning Group’s phone number and website?
The FCA register lists the phone number 01444 449200 and the website financeplanning.co.uk for The Finance Planning Group. If you were given different contact details, use these to check with the firm before going any further.
Is The Finance Planning Group a scam or clone?
The Finance Planning Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Finance Planning Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Finance Planning Group to the Financial Ombudsman Service, free of charge.
Who owns The Finance Planning Group?
Companies House lists 5 people with significant control of The Finance Planning Group: Mr Terence Stephen McCutcheon (25–50% of shares), Mr Daniel John Maskell (25–50% of shares), Mrs Lee Philippa McCutcheon (25–50% of votes), Ms Aisling Marie Oates (significant influence or control) and 1 more.
Who runs The Finance Planning Group?
Companies House lists 7 directors of The Finance Planning Group: Terence Stephen McCutcheon, Daniel John Maskell, Peter Charles Burgess, Aisling Marie Oates, Mark Gregory Ninnim, David Christopher Riley and 1 more.
How long has The Finance Planning Group been in business?
The company was formed on 15 December 1999, and has held its current FCA authorisation since April 2016.
What do The Finance Planning Group’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.13m (+20% from £943k) and cash at bank of £747k (+43% from £523k).
Does The Finance Planning Group use any other names?
It trades as Beyond Lending, Chambers Financial Advisers, Finance Planning, Finance Planning Group and Finance Planning Mortgage Promise, and 13 more names. It has previously used 5 other names, including Finance Planning Choices, Independent Mortgage Desk and Mintup.

Sources and links

The full report on The Finance Planning Group Limited

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