Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 19 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 March 2025
Responsible principal firm
MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Mortgage House Ltd (FRN 462418) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use The Mortgage House's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Mortgage House, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
71 The Ridgway, Brighton, East Sussex, BN2 6PB, United Kingdom
In the full report: 2 background checks
- What kind of line 01273 870302 is
- Who else gives the postcode BN2 6PB
Other names (3)
If you were contacted under any of these names, it is this firm.
- U First Financial Ltd Former name: A name it was registered under before.
- Helpftb.com Former trading name: A name it used to trade under.
- Help! IM A First Time Buyer.com Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05981658 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 October 2006 (20 years old)
- Registered office
- Unit G, Hove Technology Centre, St. Josephs Close, Hove, BN3 7ES, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Michael Browning | Director | Oct 1974 | 30 Oct 2006 | None |
| Brenda Browning | Secretary | Not published | 30 Oct 2006 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£131
Down £35 from £166
Employees (average)
0
Same as 0
Owed within a year
£29.2k
+21% from £24.1k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05981658. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Mortgage House’s history from the FCA register and Companies House, newest first.
2020
14 April 2020
- Changed its registered name from "U First Financial Ltd"
FCA register
2016
6 April 2016
- Christopher Michael Browning took control (75–100% of shares)
Companies House
2007
11 January 2007
- Became an appointed representative
FCA register
2006
30 October 2006
- Incorporated at Companies House
Companies House
In the full report: all 10 events
- All 10 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like The Mortgage House
Other firms of the same type (mortgage adviser or broker), nearest first.
In Brighton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Mortgage House
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 10 events in its history
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Frequently asked questions about this firm
Is The Mortgage House Ltd FCA authorised?
What does appointed representative mean for The Mortgage House?
What is The Mortgage House’s phone number?
Is The Mortgage House a scam or clone?
Is my money safe with The Mortgage House?
Who owns The Mortgage House?
Who runs The Mortgage House?
How long has The Mortgage House been in business?
What do The Mortgage House’s latest accounts show?
Does The Mortgage House use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk