The Wirral Credit Union Limited

Reference number: 213437

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wirralcu.org.uk first appeared online, and whether it can receive email
  • What kind of line 0151 638 4332 is
  • Who else gives the postcode CH44 4DF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Metropolitain Borough Of Wirral Employees Credit Union Limited Former name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Accepting Deposits

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Wirral Credit Union’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

2004

6 May 2004

  • Changed its registered name from "Metropolitain Borough Of Wirral Employees Credit Union Limited"

FCA register

2002

2 July 2002

  • Became authorised by the FCA

FCA register

24 June 2002

  • Regulated by the Financial Services Authority from this date

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to The Wirral Credit Union

Other FCA-listed firms that share a director, phone number or address with The Wirral Credit Union. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like The Wirral Credit Union

Other firms of the same type (bank or building society), nearest first.

In the Chester (CH) postcode area

Marks and Spencer Financial Services PLCChesterSee the registerOxbury Bank PLCChesterAuthorisedWest Cheshire Credit Union LimitedChesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Wirral Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Wirral Credit Union Limited FCA authorised?
Yes, The Wirral Credit Union Limited (FRN 213437) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2002 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is The Wirral Credit Union’s phone number and website?
The FCA register lists the phone number 0151 638 4332 and the website wirralcu.org.uk for The Wirral Credit Union. If you were given different contact details, use these to check with the firm before going any further.
Is The Wirral Credit Union a scam or clone?
The Wirral Credit Union is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Wirral Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Wirral Credit Union to the Financial Ombudsman Service, free of charge.
Does The Wirral Credit Union use any other names?
It has previously used the name Metropolitain Borough Of Wirral Employees Credit Union Limited.

Sources and links

The full report on The Wirral Credit Union Limited

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