West Cheshire Credit Union Limited

Reference number: 227415

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 22 years
Your funds are protected by FSCS
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

wccu.co.uk (opens in a new tab)
Phone number

01244 399006
Address

12 - 16 brookdale place, Chester, Chester, Cheshire, CH1 3DY, United Kingdom

In the full report: 3 background checks

When wccu.co.uk first appeared online, and whether it can receive email
What kind of line 01244 399006 is
Who else gives the postcode CH1 3DY

Other names (1)

If you were contacted under any of these names, it is this firm.

Chester Credit Union Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Accepting Deposits
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

West Cheshire Credit Union’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2013

1 April 2013

Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date

FCA register

2008

12 August 2008

Changed its registered name from "Chester Credit Union Limited"

FCA register

2004

3 March 2004

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

In the full report: all 8 events

All 8 events in its history (5 shown here)

Firms like West Cheshire Credit Union

Other firms of the same type (bank or building society), nearest first.

In Chester

Marks and Spencer Financial Services PLCChesterSee the register Oxbury Bank PLCChesterAuthorised

In the Chester (CH) postcode area

The Wirral Credit Union LimitedWallaseyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on West Cheshire Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 8 events in its history

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Frequently asked questions about this firm

Is West Cheshire Credit Union Limited FCA authorised?

Yes, West Cheshire Credit Union Limited (FRN 227415) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2004 and works as a bank or building society. The FCA has placed no limits on its permissions.

What is West Cheshire Credit Union’s phone number and website?

The FCA register lists the phone number 01244 399006 and the website wccu.co.uk for West Cheshire Credit Union. If you were given different contact details, use these to check with the firm before going any further.

Is West Cheshire Credit Union a scam or clone?

West Cheshire Credit Union is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with West Cheshire Credit Union?

It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about West Cheshire Credit Union to the Financial Ombudsman Service, free of charge.

Does West Cheshire Credit Union use any other names?

It has previously used the name Chester Credit Union Limited.

Sources and links

Its entry on the FCA register register.fca.org.uk
Check your FSCS cover fscs.org.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk