Theresa Dunlop Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 12 years
Protected through the principal
No FCA actions
Active company since 2013
Accounts filed up to 30 November 2025

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Theresa Dunlop Limited (FRN 618562) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Theresa Dunlop's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Theresa Dunlop, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

028 9023 0400
Address

Twin Spires Complex, Curran House, Northumberland Street, Belfast, BT13 2JF, United Kingdom

In the full report: 2 background checks

What kind of line 028 9023 0400 is
Who else gives the postcode BT13 2JF

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI621706 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 November 2013 (12 years old)
Registered office: Unit 1 155 Northumberland Street, Belfast, BT13 2JF
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Theresa Dunlop	Director	Jan 1982	28 Nov 2013	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£207k

+15% from £180k

Employees (average)

5

Same as 5

Owed within a year

£29.0k

−17% from £35.1k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI621706. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Theresa Dunlop’s history from the FCA register and Companies House, newest first.

2016

28 November 2016

Theresa Dunlop took control (75–100% of shares)

Companies House

2014

27 March 2014

Became an appointed representative

FCA register

2013

28 November 2013

Incorporated at Companies House
Theresa Dunlop appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Theresa Dunlop

Other firms of the same type (credit broker), nearest first.

In Belfast

Irish National Teachers OrganisationBelfastAppointed representative Active Money Solutions LimitedBelfastAppointed representative Aleksandr BorisovBelfastAppointed representative Aran McCorryBelfastAppointed representative Ashwood Commercial Finance LLPBelfastAppointed representative Christopher ScannellBelfastAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Theresa Dunlop

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 4 events in its history

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Frequently asked questions about this firm

Is Theresa Dunlop Limited FCA authorised?

Theresa Dunlop Limited (FRN 618562) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Theresa Dunlop?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Theresa Dunlop Limited (FRN 618562) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Theresa Dunlop's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Theresa Dunlop, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Theresa Dunlop’s phone number?

The FCA register lists the phone number 028 9023 0400 for Theresa Dunlop. If you were given different contact details, use these to check with the firm before going any further.

Is Theresa Dunlop a scam or clone?

Theresa Dunlop is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Theresa Dunlop?

Protection works through The On-Line Partnership Limited, the principal firm responsible for Theresa Dunlop's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Theresa Dunlop?

Companies House lists one person with significant control of Theresa Dunlop: Ms Theresa Dunlop (75–100% of shares).

Who runs Theresa Dunlop?

Companies House lists one director of Theresa Dunlop: Theresa Dunlop.

How long has Theresa Dunlop been in business?

The company was formed on 28 November 2013.

What do Theresa Dunlop’s latest accounts show?

Its latest accounts, to 30 November 2025, show net assets of £207k (+15% from £180k).