Thomas McKellar & McKellar Funeral Services

Reference number: 981843

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • THOMAS MCKELLAR & MCKELLAR FUNERAL SERVICES (FRN 981843) is an AR of Golden Charter Limited (FRN 965279). When you use THOMAS MCKELLAR & MCKELLAR FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from THOMAS MCKELLAR & MCKELLAR FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01563 572565

  • Address

    Brigade Court, Kilmarnock, Ayrshire, KA1 1PH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01563 572565 is
  • Who else gives the postcode KA1 1PH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mr Thomas Parker Cameron McKellar Trading name
  • Thomas McKellar & Sons Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2026

28 April 2026

  • Changed its registered name from "THOMAS MCKELLAR & SONS"
  • Began trading as "Thomas McKellar & Sons"

FCA register

2022

25 August 2022

  • Became an appointed representative
  • Began trading as "Mr Thomas Parker Cameron McKellar"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Similar firms

Other firms of the same type (funeral director), nearest first.

In the Kilmarnock (KA) postcode area

A & I Inglis Funeral DirectorsArdrossanAppointed representativeAlexander Muir Funeral Directors LimitedCumnockAppointed representativeB W Funeral Directors LtdAyrAppointed representativeBennetts Kilwinning LtdKilwinningAppointed representativeBrian A Armour & Sandra E ArmourAyrAppointed representativeIan William BlairSaltcoatsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Thomas McKellar & McKellar Funeral Services FCA authorised?
Thomas McKellar & McKellar Funeral Services (FRN 981843) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas McKellar & McKellar Funeral Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas McKellar & McKellar Funeral Services (FRN 981843) is an AR of Golden Charter Limited (FRN 965279). When you use Thomas McKellar & McKellar Funeral Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas McKellar & McKellar Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thomas McKellar & McKellar Funeral Services’ phone number?
The FCA register lists the phone number 01563 572565 for Thomas McKellar & McKellar Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is Thomas McKellar & McKellar Funeral Services a scam or clone?
Thomas McKellar & McKellar Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas McKellar & McKellar Funeral Services?
Protection works through Golden Charter Limited, the principal firm responsible for Thomas McKellar & McKellar Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Thomas McKellar & McKellar Funeral Services use any other names?
It trades as Mr Thomas Parker Cameron McKellar and Thomas McKellar & Sons.

Sources and links

The full report on Thomas McKellar & McKellar Funeral Services

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