TMI Finance Limited

Reference number: 1045484

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TMI Finance Limited (FRN 1045484) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use TMI Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TMI Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07424 548885

  • Address

    Flat 5, Woodlands Court, Woodlands, London, Barnet, NW11 9QN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07424 548885 is
  • Who else gives the postcode NW11 9QN
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 September 2025 (1 year old)
Registered office
Flat 5 Woodlands Court, Woodlands, London, NW11 9QN, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Josie Aisenthal Director Jan 1995 10 Sep 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Key dates in its history

TMI Finance’s history from the FCA register and Companies House, newest first.

2025

8 December 2025

  • Became an appointed representative

FCA register

10 September 2025

  • Incorporated at Companies House
  • Josie Aisenthal took control (75–100% of shares)
  • Josie Aisenthal appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like TMI Finance

Other firms of the same type (credit broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TMI Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is TMI Finance Limited FCA authorised?
TMI Finance Limited (FRN 1045484) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for TMI Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. TMI Finance Limited (FRN 1045484) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use TMI Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from TMI Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is TMI Finance’s phone number?
The FCA register lists the phone number 07424 548885 for TMI Finance. If you were given different contact details, use these to check with the firm before going any further.
Is TMI Finance a scam or clone?
TMI Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TMI Finance?
Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for TMI Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns TMI Finance?
Companies House lists one person with significant control of TMI Finance: Mr Josie Aisenthal (75–100% of shares).
Who runs TMI Finance?
Companies House lists one director of TMI Finance: Josie Aisenthal.
How long has TMI Finance been in business?
The company was formed on 10 September 2025.

Sources and links

The full report on TMI Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…