Tom Johns Financial Limited

Reference number: 1039500

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tom Johns Financial Limited (FRN 1039500) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Tom Johns Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tom Johns Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07426 694136

  • Address

    Marlborough House, 32-36 Hazelwood Road, Northampton, NN1 1LN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07426 694136 is
  • Who else gives the postcode NN1 1LN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16532242
Company status
Active
Company type
Private limited company
Incorporated
20 June 2025 (1 year old)
Registered office
Marlborough House 32-36 Hazelwood Road, Northampton, England, NN1 1LN, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
John Santhosh Director Aug 1975 20 Jun 2025 1 other company
Titto John Tom Director Aug 1987 20 Jun 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Tom Johns Financial’s history from the FCA register and Companies House, newest first.

2025

4 August 2025

  • Became an appointed representative

FCA register

20 June 2025

  • Incorporated at Companies House
  • John Santhosh became a part-owner (25–50% of shares)
  • Titto John Tom became a part-owner (25–50% of shares)
  • John Santhosh appointed as a director
  • Titto John Tom appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Tom Johns Financial

Other firms of the same type (insurance broker), nearest first.

In the Northampton (NN) postcode area

Lois HookNorthamptonAppointed representativeAcres Cover LimitedRushdenAppointed representativeActnow Mortgages LtdCorbyAppointed representativeAdaptive Mortgage & Protection Solutions LtdNorthamptonAppointed representativeAlert Ins LimitedDaventryAppointed representativeAsset Insurance Solutions LtdNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tom Johns Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Tom Johns Financial Limited FCA authorised?
Tom Johns Financial Limited (FRN 1039500) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tom Johns Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tom Johns Financial Limited (FRN 1039500) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Tom Johns Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tom Johns Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tom Johns Financial’s phone number?
The FCA register lists the phone number 07426 694136 for Tom Johns Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Tom Johns Financial a scam or clone?
Tom Johns Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tom Johns Financial?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Tom Johns Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tom Johns Financial?
Companies House lists 2 people with significant control of Tom Johns Financial: Mr Titto John Tom (25–50% of shares) and Mr John Santhosh (25–50% of shares).
Who runs Tom Johns Financial?
Companies House lists 2 directors of Tom Johns Financial: John Santhosh and Titto John Tom.
How long has Tom Johns Financial been in business?
The company was formed on 20 June 2025.

Sources and links

The full report on Tom Johns Financial Limited

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