Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
ValidPath Limited Reference number: 197107 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Toro Wealth Planning Ltd (FRN 1042956) is an AR of ValidPath Limited (FRN 197107). When you use Toro Wealth Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Toro Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Fifth Floor, 167 - 169 Great Portland Street, London, W1W 5PF, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When torowp.com first appeared online, and whether it can receive email
- What kind of line 020 8137 0025 is
- Whether W1W 5PF is a shared office: 143 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16625187 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 August 2025 (1 year old)
- Registered office
- 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Luke Samuel William Turner | Director | May 1996 | 4 Aug 2025 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Toro Wealth Planning’s history from the FCA register and Companies House, newest first.
2025
15 October 2025
- Became an appointed representative
FCA register
4 August 2025
- Incorporated at Companies House
- Luke Samuel William Turner took control (75–100% of shares)
- Luke Samuel William Turner appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Toro Wealth Planning
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Toro Wealth Planning
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- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 4 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk