Tracey Peden Financial Planning Ltd

Reference number: 796191

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tracey Peden Financial Planning Ltd (FRN 796191) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Tracey Peden Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tracey Peden Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07525 101176

  • Address

    37 Gleneagles Road, Urmston, Manchester, Greater Manchester, M41 8SA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07525 101176 is
  • Who else gives the postcode M41 8SA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10864509
Company status
Active
Company type
Private limited company
Incorporated
13 July 2017 (9 years old)
Registered office
Peine House, Hind Hill Street, Heywood, Lancashire, OL10 1JZ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Tracey Marie Peden Director May 1967 13 Jul 2017 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Total equity

£244

Down £362 from £606

Employees (average)

1

Same as 1

Owed within a year

£27.3k

−42% from £46.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10864509. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tracey Peden Financial Planning’s history from the FCA register and Companies House, newest first.

2017

11 December 2017

  • Became an appointed representative

FCA register

13 July 2017

  • Incorporated at Companies House
  • Tracey Marie Peden took control (75–100% of shares)
  • Tracey Marie Peden appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Tracey Peden Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Manchester

Adeptio Wealth Management LtdManchesterAppointed representativeAJ Barnes Financial Planning LtdManchesterAppointed representativeAJ Brown Financial Planning LtdManchesterAppointed representativeAlexander BartonManchesterAppointed representativeAnderton & Associates Financial Planning LimitedManchesterAppointed representativeAndrew Street Financial ServicesManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tracey Peden Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Tracey Peden Financial Planning Ltd FCA authorised?
Tracey Peden Financial Planning Ltd (FRN 796191) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tracey Peden Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tracey Peden Financial Planning Ltd (FRN 796191) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Tracey Peden Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tracey Peden Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tracey Peden Financial Planning’s phone number?
The FCA register lists the phone number 07525 101176 for Tracey Peden Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Tracey Peden Financial Planning a scam or clone?
Tracey Peden Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tracey Peden Financial Planning?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Tracey Peden Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tracey Peden Financial Planning?
Companies House lists one person with significant control of Tracey Peden Financial Planning: Mrs Tracey Marie Peden (75–100% of shares).
Who runs Tracey Peden Financial Planning?
Companies House lists one director of Tracey Peden Financial Planning: Tracey Marie Peden.
How long has Tracey Peden Financial Planning been in business?
The company was formed on 13 July 2017.
What do Tracey Peden Financial Planning’s latest accounts show?
Its latest accounts, to 30 November 2025, show total equity of £244 (down £362 from £606).

Sources and links

The full report on Tracey Peden Financial Planning Ltd

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