Tweed Wealth Management Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 12 years
Protected through the principal
No FCA actions
Active company since 2017
Accounts filed up to 31 March 2025

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Tweed Wealth Management Ltd (FRN 610278) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tweed Wealth Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Tweed Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

tweedwealth.co.uk (opens in a new tab)
Phone number

0131 510 8610
Address

Verdant Building, 2 Redheughs Rigg, Edinburgh, EH12 9DQ, United Kingdom

In the full report: 3 background checks

When tweedwealth.co.uk first appeared online, and whether it can receive email
What kind of line 0131 510 8610 is
Who else gives the postcode EH12 9DQ

Other names (4)

If you were contacted under any of these names, it is this firm.

Macleod and MacCallum Wealth Management Trading name: A name it trades under now.
Tweed Trading name: A name it trades under now.
Christopher Tweed Former name: A name it was registered under before.
Chris Tweed Wealth Management Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC564880 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 May 2017 (9 years old)
Registered office: Verdant, 2 Redheughs Rigg, Edinburgh, EH12 9DQ, Scotland
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alison Leslie Tweed	Director	Jul 1985	3 May 2017	1 other company
Chris Tweed	Director	Feb 1983	3 May 2017	None
Paul Rowley	Director	Dec 1987	9 Apr 2026	1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 3 directors run together

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£2.39m

+91% from £1.26m

Cash at bank

£423k

+243% from £123k

Employees (average)

19

+217% from 6

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC564880. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tweed Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2018

13 November 2018

Changed its registered name from "Christopher Tweed"

FCA register

2017

3 May 2017

Incorporated at Companies House
Alison Leslie Tweed became a part-owner (25–50% of shares)
Chris Tweed became the majority owner (50–75% of shares)

Companies House

2013

14 November 2013

Became an appointed representative

FCA register

In the full report: all 12 events

All 12 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Tweed Wealth Management

Other FCA-listed firms that share a director, phone number or address with Tweed Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share its postcode: 4

In the full report: all 4 connected firms, named

How each is linked: the same postcode (4)
Who links each one: the named directors, with dates

Firms like Tweed Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Edinburgh

Skyscanner LtdEdinburghAppointed representative Arnold Clark Insurance Services LimitedEdinburghAppointed representative Dun Eideann Property LimitedEdinburghAppointed representative Advantage Home Finance LtdEdinburghAppointed representative Charles White LtdEdinburghAppointed representative Commercial Risk Services LtdEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tweed Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 12 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tweed Wealth Management Ltd FCA authorised?

Tweed Wealth Management Ltd (FRN 610278) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Tweed Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tweed Wealth Management Ltd (FRN 610278) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tweed Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tweed Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Tweed Wealth Management’s phone number and website?

The FCA register lists the phone number 0131 510 8610 and the website tweedwealth.co.uk for Tweed Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Tweed Wealth Management a scam or clone?

Tweed Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Tweed Wealth Management?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Tweed Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Tweed Wealth Management?

Companies House lists 2 people with significant control of Tweed Wealth Management: Mr Chris Tweed (50–75% of shares) and Ms Alison Leslie Tweed (25–50% of shares).

Who runs Tweed Wealth Management?

Companies House lists 3 directors of Tweed Wealth Management: Alison Leslie Tweed, Chris Tweed and Paul Rowley.

How long has Tweed Wealth Management been in business?

The company was formed on 3 May 2017.

What do Tweed Wealth Management’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £2.39m (+91% from £1.26m) and cash at bank of £423k (+243% from £123k).

Does Tweed Wealth Management use any other names?

It trades as Macleod and MacCallum Wealth Management and Tweed. It has previously used 2 other names: Christopher Tweed and Chris Tweed Wealth Management.