Twoth Paste SJW Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2022
Accounts filed up to 31 December 2024
On its latest accounts it owed £195k more than it owned

Responsible principal firm

Tabeo Finance Limited Reference number: 777539 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Twoth Paste SJW Limited (FRN 1046159) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Twoth Paste SJW.
Example: if Twoth Paste SJW refers you to a financial adviser, the advice should come from the principal firm, not from Twoth Paste SJW itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07480 178303
Address

Twoth, 74 St. Johns Wood High Street, London, Westminster, NW8 7SH, United Kingdom

In the full report: 2 background checks

What kind of line 07480 178303 is
Who else gives the postcode NW8 7SH

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13894362 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 February 2022 (4 years old)
Registered office: Office 1 Ickenham House, 2-4 High Road, Ickenham, UB10 8LJ, United Kingdom
Nature of business: Dental practice activities (SIC 86230)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Sara Al-Naher	Director	May 1991	4 Feb 2022	2 other companies
Ali Al-Naher (Dr)	Director	Apr 1997	17 Jan 2023	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
still active: 2

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Net assets

−£195k

Up £38.1k from −£234k

Employees (average)

5

−29% from 7

Owed within a year

£389k

−4.2% from £406k

Net assets are negative: on its last balance sheet the company owed £195k more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13894362. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Twoth Paste SJW’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2025

14 November 2025

Became an introducer appointed representative

FCA register

5 June 2025

Al-Naher Bashar took control (75–100% of shares)

Companies House

2022

4 February 2022

Incorporated at Companies House
Sara Al-Naher gained significant control

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 4

Firms connected to Twoth Paste SJW

Other FCA-listed firms that share a director, phone number or address with Twoth Paste SJW. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Twoth Paste SJW

Other firms of the same type (dental or medical practice), nearest first.

In London

Macmillan Cancer SupportLondonAppointed representative Circle Health Group LimitedLondonAppointed representative British Dental AssociationLondonAppointed representative SheMed LimitedLondonAppointed representative Personal Health Service LimitedLondonAppointed representative TPC Group LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Twoth Paste SJW

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
2 background checks on its contact details
All 9 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Twoth Paste SJW Limited FCA authorised?

Twoth Paste SJW Limited (FRN 1046159) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Twoth Paste SJW?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Twoth Paste SJW Limited (FRN 1046159) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Twoth Paste SJW. Example: if Twoth Paste SJW refers you to a financial adviser, the advice should come from the principal firm, not from Twoth Paste SJW itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Twoth Paste SJW’s phone number?

The FCA register lists the phone number 07480 178303 for Twoth Paste SJW. If you were given different contact details, use these to check with the firm before going any further.

Is Twoth Paste SJW a scam or clone?

Twoth Paste SJW is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Twoth Paste SJW?

Protection works through Tabeo Finance Limited, the principal firm responsible for Twoth Paste SJW's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Twoth Paste SJW?

Companies House lists 2 people with significant control of Twoth Paste SJW: Mr Al-Naher Bashar (75–100% of shares) and Ms Sara Al-Naher (significant influence or control).

Who runs Twoth Paste SJW?

Companies House lists 2 directors of Twoth Paste SJW: Sara Al-Naher and Ali Al-Naher (Dr).

How long has Twoth Paste SJW been in business?

The company was formed on 4 February 2022.

What do Twoth Paste SJW’s latest accounts show?

Its latest accounts, to 31 December 2024, show net assets of −£195k (up £38.1k from −£234k).