Ultimate Mortgage Advice Limited

Reference number: 1001899

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ultimate Mortgage Advice Limited (FRN 1001899) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Ultimate Mortgage Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ultimate Mortgage Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07713 693676

  • Address

    65 Whinfell Road, Chesterfield, Derbyshire, S41 8ES, United Kingdom

In the full report: 2 background checks

  • What kind of line 07713 693676 is
  • Who else gives the postcode S41 8ES
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 June 2023 (3 years old)
Registered office
65 Whinfell Road, Chesterfield, Derbyshire, S41 8ES, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Richard Brown Director Sep 1991 20 Jun 2023 None
Tara Ashleigh Brown Director Nov 1991 5 Oct 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

£62.0k

+162% from £23.7k

Employees (average)

2

Same as 2

Owed within a year

£18.5k

−36% from £28.8k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14948543. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ultimate Mortgage Advice’s history from the FCA register and Companies House, newest first.

2023

6 October 2023

  • Became an appointed representative

FCA register

5 October 2023

  • Tara Ashleigh Brown appointed as a director

Companies House

20 June 2023

  • Incorporated at Companies House
  • Mark Richard Brown took control (75–100% of shares)
  • Mark Richard Brown appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ultimate Mortgage Advice

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chesterfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ultimate Mortgage Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Ultimate Mortgage Advice Limited FCA authorised?
Ultimate Mortgage Advice Limited (FRN 1001899) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ultimate Mortgage Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ultimate Mortgage Advice Limited (FRN 1001899) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Ultimate Mortgage Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ultimate Mortgage Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ultimate Mortgage Advice’s phone number?
The FCA register lists the phone number 07713 693676 for Ultimate Mortgage Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Ultimate Mortgage Advice a scam or clone?
Ultimate Mortgage Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ultimate Mortgage Advice?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Ultimate Mortgage Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ultimate Mortgage Advice?
Companies House lists one person with significant control of Ultimate Mortgage Advice: Mr Mark Richard Brown (75–100% of shares).
Who runs Ultimate Mortgage Advice?
Companies House lists 2 directors of Ultimate Mortgage Advice: Mark Richard Brown and Tara Ashleigh Brown.
How long has Ultimate Mortgage Advice been in business?
The company was formed on 20 June 2023.
What do Ultimate Mortgage Advice’s latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £62.0k (+162% from £23.7k).

Sources and links

The full report on Ultimate Mortgage Advice Limited

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