Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
No 1 John Street, John Street, Cardiff, CF10 5PE, United Kingdom
In the full report: 2 background checks
- What kind of line 0344 824 8888 is, and the other firm that gives it
- Who else gives the postcode CF10 5PE
Other names (4)
If you were contacted under any of these names, it is this firm.
- Black Horse Fleet Finance Trading name: A name it trades under now.
- Lloyds Trading name: A name it trades under now.
- Lloyds Auto Trading name: A name it trades under now.
- Black Horse Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 00184739 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 October 1922 (104 years old)
- Registered office
- 25 Gresham Street, London, EC2V 7HN
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas Andrew Williams | Director | Jun 1974 | 29 Oct 2022 | 28 other companies |
| Paul Lawrence Hyne | Director | May 1979 | 21 Nov 2024 | 25 other companies |
| David Dermot Hennessey | Secretary | Not published | 9 Mar 2026 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 42
- closed down
- 3
- went insolvent
- 6
In the full report: all 42 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The 6 that went into liquidation or administration
- The 8 on the FCA register
- The 11 companies these 2 directors run together
- All 40 people who have ever been directors, with their dates
Key dates in its history
United Dominions Trust’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Black Horse Finance Holdings Limited took control (75–100% of shares)
Companies House
1 April 2016
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
1922
3 October 1922
- Incorporated at Companies House
Companies House
In the full report: all 88 events
- All 88 events in its history (5 shown here)
- Every director appointment and resignation: 76
Firms connected to United Dominions Trust
Other FCA-listed firms that share a director, phone number or address with United Dominions Trust. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 7
- share its phone number
- 1
In the full report: all 7 connected firms, named
- How each is linked: shared directors (7), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like United Dominions Trust
Other firms of the same type (lender), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on United Dominions Trust
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 42 other companies its directors have run, named
- 2 background checks on its contact details
- All 88 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk