Varty's Funeral Directors Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2019
Accounts filed up to 31 December 2025

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
VARTY'S FUNERAL DIRECTORS LIMITED (FRN 982826) is an AR of Golden Charter Limited (FRN 965279). When you use VARTY'S FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from VARTY'S FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07746 100995
Address

Darlville, Manchester Road, Ince, Wigan, Greater Manchester, WN2 2EA, United Kingdom

In the full report: 2 background checks

What kind of line 07746 100995 is
Who else gives the postcode WN2 2EA

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11985310 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 May 2019 (7 years old)
Registered office: Darlville Manchester Road, Ince, Wigan, Lancashire, WN2 2EA, England
Nature of business: Funeral and related activities (SIC 96030)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Harry William Varty	Director	Jun 1947	8 May 2019	1 other company
Kristen Varty	Director	Feb 1986	1 May 2026	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£28.0k

+14% from £24.6k

Cash at bank

£11.5k

−55% from £25.8k

Employees (average)

11

−8.3% from 12

Owed within a year

£89.1k

+27% from £70.0k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11985310. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Varty's Funeral Directors’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2022

8 September 2022

Became an appointed representative

FCA register

2019

8 May 2019

Incorporated at Companies House
Vartys Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (3 shown here)
Every director appointment and resignation: 6

Firms like Varty's Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Wigan

Alan Jones Funeral Directors LimitedWiganAppointed representative Massam and Marshall Funeral Services LtdWiganAppointed representative Mr J Bolton & Ms J BoltonWiganAppointed representative P J Wild Funeral Service LimitedWiganAppointed representative R.banks & Son (Funerals)limitedWiganAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Varty's Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Varty's Funeral Directors Limited FCA authorised?

Varty's Funeral Directors Limited (FRN 982826) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Varty's Funeral Directors?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Varty's Funeral Directors Limited (FRN 982826) is an AR of Golden Charter Limited (FRN 965279). When you use Varty's Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Varty's Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Varty's Funeral Directors’ phone number?

The FCA register lists the phone number 07746 100995 for Varty's Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.

Is Varty's Funeral Directors a scam or clone?

Varty's Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Varty's Funeral Directors?

Protection works through Golden Charter Limited, the principal firm responsible for Varty's Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Varty's Funeral Directors?

Varty's Funeral Directors is owned by Vartys Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 May 2019.

Who runs Varty's Funeral Directors?

Companies House lists 2 directors of Varty's Funeral Directors: Harry William Varty and Kristen Varty.

How long has Varty's Funeral Directors been in business?

The company was formed on 8 May 2019.

What do Varty's Funeral Directors’ latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £28.0k (+14% from £24.6k) and cash at bank of £11.5k (−55% from £25.8k).