Velocity Finance Limited

Reference number: 1045451

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Velocity Finance Limited (FRN 1045451) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Velocity Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Velocity Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07940 530601

  • Address

    1/1 Afton House, 26 West Nile Street, Glasgow, G1 2PF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07940 530601 is, and the other firm that gives it
  • Who else gives the postcode G1 2PF
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Fiducia Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 August 2025 (1 year old)
Registered office
1/1 Afton House 26 West Nile Street, Glasgow, G1 2PF, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Calum Macgregor Director Jul 1987 7 Apr 2026 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 8 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Velocity Finance’s history from the FCA register and Companies House, newest first.

2026

7 April 2026

  • Andrew Calum Macgregor became a part-owner (25–50% of shares)
  • Liam James Anstruther became a part-owner (25–50% of shares)
  • Rewd Trading Holdings Limited gave up control

Companies House

2025

4 December 2025

  • Became an appointed representative

FCA register

11 August 2025

  • Incorporated at Companies House
  • Rewd Trading Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 21 events

  • All 21 events in its history (6 shown here)
  • Every director appointment and resignation: 15
Instant PDF download

Firms connected to Velocity Finance

Other FCA-listed firms that share a director, phone number or address with Velocity Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Velocity Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Velocity Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 21 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Velocity Finance Limited FCA authorised?
Velocity Finance Limited (FRN 1045451) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Velocity Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Velocity Finance Limited (FRN 1045451) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Velocity Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Velocity Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Velocity Finance’s phone number?
The FCA register lists the phone number 07940 530601 for Velocity Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Velocity Finance a scam or clone?
Velocity Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Velocity Finance?
Protection works through The Fiducia Network Ltd, the principal firm responsible for Velocity Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Velocity Finance?
Companies House lists 2 people with significant control of Velocity Finance: Mr Andrew Calum Macgregor (25–50% of shares) and Mr Liam James Anstruther (25–50% of shares). Before that, it was controlled by Rewd Trading Holdings Limited.
Who runs Velocity Finance?
Companies House lists one director of Velocity Finance: Andrew Calum Macgregor.
How long has Velocity Finance been in business?
The company was formed on 11 August 2025.

Sources and links

The full report on Velocity Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…