Vercas Financial Limited

Reference number: 1055369

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Moorgate Finance Limited Reference number: 662419 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VERCAS FINANCIAL LIMITED (FRN 1055369) is an AR of Moorgate Finance Limited (FRN 662419). When you use VERCAS FINANCIAL's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VERCAS FINANCIAL, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07515 148300

  • Address

    23 Gooch Close, Twyford, Reading, Wokingham, RG10 0XS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07515 148300 is
  • Who else gives the postcode RG10 0XS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Moorgate Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17134892
Company status
Active
Company type
Private limited company
Incorporated
2 April 2026 (less than a year old)
Registered office
23 Gooch Close, Twyford, Reading, RG10 0XS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alec Peter Gost Director Sep 1991 2 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Vercas Financial’s history from the FCA register and Companies House, newest first.

2026

21 May 2026

  • Became an appointed representative

FCA register

2 April 2026

  • Incorporated at Companies House
  • Alec Peter Gost took control (75–100% of shares)
  • Alec Peter Gost appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Vercas Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Reading

Alice HaleReadingAppointed representativeAmir KharkowaReadingAppointed representativeAssist Mortgages LtdReadingAppointed representativeChristopher Alan PownallReadingAppointed representativeDCW Mortgage & Financial Solutions LimitedReadingAppointed representativeDolphin Mortgage Advice LtdReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vercas Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Vercas Financial Limited FCA authorised?
Vercas Financial Limited (FRN 1055369) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vercas Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vercas Financial Limited (FRN 1055369) is an AR of Moorgate Finance Limited (FRN 662419). When you use Vercas Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vercas Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vercas Financial’s phone number?
The FCA register lists the phone number 07515 148300 for Vercas Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Vercas Financial a scam or clone?
Vercas Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vercas Financial?
Protection works through Moorgate Finance Limited, the principal firm responsible for Vercas Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Vercas Financial?
Companies House lists one person with significant control of Vercas Financial: Mr Alec Peter Gost (75–100% of shares).
Who runs Vercas Financial?
Companies House lists one director of Vercas Financial: Alec Peter Gost.
How long has Vercas Financial been in business?
The company was formed on 2 April 2026.

Sources and links

The full report on Vercas Financial Limited

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