Vetted Limited
Reference number: 458808
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Creditec Limited Reference number: 971164 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- VETTED LIMITED (FRN 458808) introduces customers to Creditec Limited (FRN 971164). Any regulated advice or arranging is done by the principal, not VETTED.
- Example: if VETTED refers you to a financial adviser, the advice should come from the principal firm, not from VETTED itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Citypoint, 1 Ropemaker Street, London, City Of London, EC2Y 9SS, United Kingdom
In the full report: 3 background checks
- When checkatrade.com first appeared online, and whether it can receive email
- What kind of line 01243 601234 is
- Who else gives the postcode EC2Y 9SS
Other names (5)
If you were contacted under any of these names, it is this firm.
- Checkatrade Trading name: A name it trades under now.
- Enrez Ltd Former name: A name it was registered under before.
- Vetted Ltd Former name: A name it was registered under before.
- checkaloan Former trading name: A name it used to trade under.
- Checkatrade Insurance Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Creditec Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04285394 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 September 2001 (25 years old)
- Registered office
- Level 2, City Point, Ropemaker Street, London, EC2Y 9SS, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard David Harpin | Director | Sep 1964 | 13 Dec 2016 | 50 other companies |
| Jambu Palaniappan | Director | Oct 1987 | 12 Oct 2023 | 1 other company |
| Kumar Shah | Director | Sep 1978 | 1 Oct 2025 | None |
| Helen Louise Kennedy Shamir | Secretary | Not published | 24 Jun 2025 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 50
- closed down
- 28
- are FCA-registered
- 2
In the full report: all 50 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 3 directors run together
- All 16 people who have ever been directors, with their dates
Key dates in its history
Vetted’s history from the FCA register and Companies House, newest first.
2020
27 January 2020
- Checkagroup Holdings Limited gave up control
- Checkagroup Holdings Ltd gave up control
- Sherrington Mews Limited took control (75–100% of shares)
Companies House
2016
11 September 2016
- Checkagroup Holdings Ltd took control (75–100% of shares)
Companies House
22 August 2016
- Changed its registered name from "Enrez Ltd"
FCA register
28 July 2016
- Changed its registered name from "Vetted Ltd"
FCA register
6 April 2016
- Checkagroup Holdings Limited took control (75–100% of shares)
Companies House
2006
19 October 2006
- Became an introducer appointed representative
FCA register
2001
11 September 2001
- Incorporated at Companies House
Companies House
In the full report: all 43 events
- All 43 events in its history (9 shown here)
- Every director appointment and resignation: 27
Firms connected to Vetted
Other FCA-listed firms that share a director, phone number or address with Vetted. A link shows who the firm is tied to, not whether either can be trusted.
- past links
- 2
In the full report: all 0 connected firms, named
- 2 past links through former directors
Firms like Vetted
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Vetted
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 50 other companies its directors have run, named
- 3 background checks on its contact details
- All 43 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Vetted Limited FCA authorised?
What does introducer appointed representative mean for Vetted?
What is Vetted’s phone number and website?
Is Vetted a scam or clone?
Is my money safe with Vetted?
Who owns Vetted?
Who runs Vetted?
How long has Vetted been in business?
Does Vetted use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk