Vires Velo Ltd.

Reference number: 981831

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Affirm U.K. Limited Reference number: 756087 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Vires Velo Ltd. (FRN 981831) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not Vires Velo.
  • Example: if Vires Velo refers you to a financial adviser, the advice should come from the principal firm, not from Vires Velo itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When viresvelo.com first appeared online, and whether it can receive email
  • What kind of line 01953 687330 is
  • Who else gives the postcode NR14 8FB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Affirm U.K. Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Vires Velo’s history from the FCA register and Companies House, newest first.

2022

25 August 2022

  • Became an introducer appointed representative
  • Began trading as "Vires Velo"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Vires Velo

Other FCA-listed firms that share a director, phone number or address with Vires Velo. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Vires Velo

Other firms of the same type (credit broker), nearest first.

In Norwich

Anglia Finance LimitedNorwichAppointed representativeAudeo AF LimitedNorwichAppointed representativeBarnes Rural Finance LtdNorwichAppointed representativeBridgewell Finance LtdNorwichAppointed representativeDavid Hughes Rural Business Solutions LimitedNorwichAppointed representativeFiona SharpNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vires Velo

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Vires Velo Ltd. FCA authorised?
Vires Velo Ltd. (FRN 981831) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Vires Velo?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Vires Velo Ltd. (FRN 981831) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not Vires Velo. Example: if Vires Velo refers you to a financial adviser, the advice should come from the principal firm, not from Vires Velo itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vires Velo’s phone number and website?
The FCA register lists the phone number 01953 687330 and the website viresvelo.com for Vires Velo. If you were given different contact details, use these to check with the firm before going any further.
Is Vires Velo a scam or clone?
Vires Velo is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vires Velo?
Protection works through Affirm U.K. Limited, the principal firm responsible for Vires Velo's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Vires Velo Ltd.

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