Vitality Life Limited

Reference number: 675028

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vitality.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7133 8783 is, and the 5 other firms that give it
  • Who else gives the postcode WC2R 0DT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Vitality ActiveLife Insurance Former trading name
  • Vitality Invest Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Carrying out contracts of insurance
  • Effecting contracts of insurance

Limits on what they may do

  • ISAs and SIPPs linked tolong-term insurance
    Vitality Life Limited may provide ISAs or SIPPs only where the investments in such ISAs or SIPPs are made solely in linked long-term insurance contracts written by Vitality Life Limited.

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
57
upheld, against a 31% median
26%
about insurance
52

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03319079
Company status
Active
Company type
Private limited company
Incorporated
17 February 1997 (29 years old)
Registered office
3 More London Riverside, London, SE1 2AQ
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Neville Stanley Koopowitz Director Mar 1964 12 Nov 2019 5 other companies
Alastair David Lyons Director Oct 1953 20 May 2020 4 other companies
Justin Wayne Taurog Director Jun 1972 8 Jul 2021 1 other company
Justin Michael Edward Skinner Director Jun 1974 21 Jul 2021 7 other companies
Rosanne Mary Murison Director Mar 1960 1 Aug 2023 3 other companies
Joanne Louise Kenrick Director Sep 1966 1 Aug 2023 4 other companies
Penelope James Director Sep 1969 1 Jul 2024 3 other companies
Adam John Murphy Director Sep 1984 2 Sep 2025 2 other companies
Angela Jane Darlington Director May 1968 1 Jan 2026 5 other companies
Adam Banks Director Feb 1971 30 Jun 2026 8 other companies
Fiona Jane Morrison Secretary Not published 1 Oct 2025 –

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
2
are FCA-registered
7

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • The 5 companies these 10 directors run together
  • All 42 people who have ever been directors, with their dates
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Key dates in its history

Vitality Life’s history from the FCA register and Companies House, newest first.

Key events (10) All events (102)

2017

1 December 2017

  • FCA imposed a requirement (ISAs and SIPPs linked tolong-term insurance)

FCA register

2016

6 April 2016

  • Vitality UK Holdings Limited took control (75–100% of shares)

Companies House

2015

23 December 2015

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date
  • Became authorised by the FCA

FCA register

2010

25 January 2010

  • Board replaced: its only director left and 2 new directors took over

Companies House

2006

30 January 2006

  • Board replaced: its only director left and a new director took over

Companies House

2003

26 September 2003

  • Board replaced: its only director left and a new director took over

Companies House

2000

27 September 2000

  • Board replaced: its only director left and a new director took over

Companies House

1997

17 February 1997

  • Incorporated at Companies House

Companies House

In the full report: all 102 events

  • All 102 events in its history (10 shown here)
  • Every director appointment and resignation: 86
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Firms connected to Vitality Life

Other FCA-listed firms that share a director, phone number or address with Vitality Life. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
5
share its phone number
5

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (5), the same phone number (5), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Vitality Life

Other firms of the same type (insurer), nearest first.

In London

Chubb European Group SELondonAuthorisedGreat Lakes Insurance UK LimitedLondonAuthorisedHelvetia Global Solutions LtdLondonAuthorisedAXA Insurance UK PLCLondonAuthorisedLegal and General Assurance Society LimitedLondonAuthorisedThe Prudential Assurance Company LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vitality Life

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 102 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Vitality Life Limited FCA authorised?
Yes, Vitality Life Limited (FRN 675028) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as an insurer. The FCA has placed a limit on what it may do.
What is Vitality Life’s phone number and website?
The FCA register lists the phone number 020 7133 8783 and the website vitality.co.uk for Vitality Life. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Vitality Life a scam or clone?
Vitality Life is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vitality Life?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Vitality Life to the Financial Ombudsman Service, free of charge.
Who owns Vitality Life?
Vitality Life is owned by Vitality UK Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Vitality Life?
Companies House lists 10 directors of Vitality Life: Neville Stanley Koopowitz, Alastair David Lyons, Justin Wayne Taurog, Justin Michael Edward Skinner, Rosanne Mary Murison, Joanne Louise Kenrick and 4 more.
How long has Vitality Life been in business?
The company was formed on 17 February 1997, and has held its current FCA authorisation since December 2015.
How many complaints does Vitality Life get?
In January–June 2025, the Financial Ombudsman Service received 57 new complaints about Vitality Life, and upheld 26% of those it decided.
Does Vitality Life use any other names?
It has previously used 2 other names: Vitality ActiveLife Insurance and Vitality Invest.

Sources and links

The full report on Vitality Life Limited

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